Everyday spending, fees first
Compare issuance, conversion and ongoing costs.
An editorial candidate list, not a ranking. Order is not based on headline rewards or commissions.
- Rewards & conditions
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1% mUSD on eligible purchases
Claim in the rewards page; gas may apply. Refunds and ineligible transactions are excluded.
- Custody
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Funds stay in your wallet until payment
Only approved assets can be spent; you control spending permissions.
- Foreign currency
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1% cross-border merchant fee
Conversion and gas are extra: eligible stablecoins 0–0.5%; other crypto 0.875%.
Applications open；
Listed in the current signup regions; identity and card approval required.
- Rewards & conditions
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4% at qualifying M-Score tier
Base tier requires score 350, capped at 100 USDT/month; 6%/10% require higher actual tiers.
- Foreign currency
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Regular 1% fee · no extra FX markup
Campaign waivers are separate; Visa rates and small/failed-transaction charges apply.
- Issuance
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Currently $0 · normally $20
Limited waiver with no published fixed end date.
Applications open；
Global Card applications available; Advanced KYC, actual address and account/card approval required.
Partner link · we may earn a commission if you apply
