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A card for your next journey
A card for your next journey
Check FX, ATM fees and residency eligibility.
An editorial candidate list, not a ranking. Order is not based on headline rewards or commissions.
Rewards & conditions
2% base · 3% when qualified
Only $200–$600 spend/month earns asset rewards; 3% requires new-user or spending eligibility.
Foreign currency
0.05%–0.2% conversion
Non-USD adds 1.7% at the Visa exchange rate.
Issuance
Free virtual card
Available APAC markets only; physical card costs extra.
Applications open ；
Qualifying citizens or residents; residents require an employment pass and address evidence, subject to identity and card approval.
Partner link · we may earn a commission if you apply
Issuance
$49 including shipping
Requires a card account; charged to its balance.
ATM withdrawals
ATM 1% · minimum $5
Conversion, FX and operator charges may apply; no ATM access in Singapore.
Rewards & conditions
2% base · 3% when qualified
Only $200–$600 spend/month earns asset rewards; 3% requires new-user or spending eligibility.
Applications open ；
Qualifying citizens or residents; residents require an employment pass and address evidence, subject to identity and card approval.
Partner link · we may earn a commission if you apply
Rewards & conditions
Up to 3% · paid in ETHFI
First $2,000/month standard spend or $800 USD-equivalent EUR spend, then lower tiers; 7-day lock and $5 minimum claim.
Ongoing fees
No monthly / annual fee
Direct Pay has no borrowing interest; collateral-backed Borrow Mode accrues variable interest.
Foreign currency
No USD / EUR FX markup
EUR exemption is in beta; other currencies about 1% + 0–0.5%, with merchant DCC separate.
Applications open ；
Officially supported Cash jurisdiction; citizenship, identity and compliance conditions still apply.
Partner link · we may earn a commission if you apply
Rewards & conditions
4% at qualifying M-Score tier
Base tier requires score 350, capped at 100 USDT/month; 6%/10% require higher actual tiers.
Foreign currency
Regular 1% fee · no extra FX markup
Campaign waivers are separate; Visa rates and small/failed-transaction charges apply.
Issuance
Currently $0 · normally $20
Limited waiver with no published fixed end date.
Applications open ；
Only actual M-Score 600+ or approved partner-channel applicants qualify; Advanced KYC, address and issuer checks still apply.
Partner link · we may earn a commission if you apply
Travel and digital spending
Partner links: we may earn a commission when you purchase through these links. Prices, availability and terms are set by the provider.
Compare travel eSIM plans by destination
Travel eSIM data plans by destination.
Requires an eSIM-compatible, carrier-unlocked device; regional versions may differ. Check plan coverage, validity and activation rules before purchase. Data plans do not include regular calls or SMS.
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