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Card	Issuance	Monthly / annual	Spending feesConversion + FX	RewardsRate / cap / eligibility	EligibilityResidence & identity	Apple Pay	Google Pay	ATM withdrawals	Funding fees	Card format	Payment assets	Spending / ATM limits	Who holds funds	Apply / activate	Refunds / repayment	Usage limits
Bitget Wallet CardAPAC physical Apply now May earn commission Card 1	$49 incl. shipping From card balance Bitget Wallet Card · APAC physical Issuance Physical card $49 including international shipping Deducted from card balance; referral offsets require separate qualification.	No monthly / annual fee Conversion & FX extra Bitget Wallet Card · APAC physical Monthly / annual No monthly or annual fee Conversion and foreign-currency charges still apply.	0.05%–0.2% conversion Non-USD adds 1.7%, at Visa rates Bitget Wallet Card · APAC physical Spending fees 0.05%–0.2% conversion; non-USD adds 1.7% Visa exchange rates apply; USD purchases waive only the additional FX fee, not conversion.	Base 2%; qualified 3% Rewards on $200–$600 spend/mo 3% needs new-user/spend criteria Bitget Wallet Card · APAC physical Rewards 2% base assetback; 3% for new or qualifying users Eligible spending is capped at $200–$600 monthly by market, visible on Card cashback. The 3% tier requires $200 spend in SG/KR/JP/MY/TW/AU or $100 in VN/TH/PH, or new-cardholder eligibility; lasts this month and next. Claim 8 days after settlement. Choose USDC or tokenized assets such as WBTC, XAUt and stock tokens, not direct stock ownership. Refunds and excluded merchants do not qualify.	Applications open · identity checks required Qualifying citizens or residents; residents require an employment pass and address evidence, subject to identity and card approval. Bitget Wallet Card · APAC physical Eligibility Applications open · identity checks required Qualifying citizens or residents; residents require an employment pass and address evidence, subject to identity and card approval.	Paused Enrollment paused Bitget Wallet Card · APAC physical Apple Pay APAC cards temporarily cannot be added to Apple Pay The APAC help page suspends card enrollment without a restoration date.	Yes Supported Bitget Wallet Card · APAC physical Google Pay Google Pay supported Requires a compatible Android/NFC device, supported wallet market and phone verification; tap-to-pay requires successful enrollment.	Yes： 1% · min $5/withdrawal Plus 0.05% conversion, 1.7% FX and possible operator fees; no Singapore ATM access Bitget Wallet Card · APAC physical ATM withdrawals ATM fee 1%, minimum $5 per withdrawal Also subject to 0.05% conversion, 1.7% FX and possible ATM-operator charges. ATM withdrawals unavailable in Singapore.	0 top-up fee · network gas extra First top-up needs Travel Rule; non-withdrawable Bitget Wallet Card · APAC physical Funding fees No card top-up fee; network gas is extra Prefund the card and complete FOMO Pay Travel Rule information on first top-up. Unspent balance cannot be withdrawn back to the wallet.	Physical Visa debit Bitget Wallet Card · APAC physical Card format Physical Visa debit card for chip, contactless and ATM use No ATM access in Singapore; activate and set a PIN after delivery.	USDT, USDC, etc. Check token network; usually credited in 3–7 minutes Bitget Wallet Card · APAC physical Payment assets Top up with supported USDT/USDC routes in Card → Top up Verify the selected token network, destination and credited amount each time; retain native gas. First top-up needs Travel Rule details, usually arriving in 3–7 minutes. A regular wallet address is not automatically a card top-up address.	Daily $50k · ATM $10,000/day ATM $3k/tx, max 20/day; $100k monthly cap Bitget Wallet Card · APAC physical Spending / ATM limits Spend $50,000/day and $990,000/year; ATM $3,000/transaction ATM limits: $10,000 and 20 withdrawals/day; $100,000 and 30/month. Withdrawals count toward daily spending. Top-up maximum $200,000/transfer.	Prefunded balance via DCS program Card balance distinct from wallet; non-withdrawable Bitget Wallet Card · APAC physical Who holds funds Spend a prefunded card balance through the DCS program Wallet assets and topped-up card balances are distinct; unused card funds cannot be returned to the wallet.	Order physical after virtual setup Keep $49 balance; activate and set PIN on arrival Bitget Wallet Card · APAC physical Apply / activate Open the card account, then apply in Card → Physical card Provide shipping details and $49 card balance; activate and set PIN on arrival. Tracking follows by email/SMS after dispatch.	Refunds usually ~7 workdays 30–45 days in special cases; unspent balance cannot be withdrawn Bitget Wallet Card · APAC physical Refunds / repayment Merchant refunds usually take about 7 working days; exceptions 30–45 days Refunds have no fee but may have exchange-rate differences; unspent top-ups cannot be withdrawn. Freeze under Card → Manage and contact app Support for loss; replacement changes virtual card details.	No additional terms listed Bitget Wallet Card · APAC physical Usage limits No additional terms listed
MEXC CardGlobal virtual Apply now May earn commission Card 2	$0 promotional issuance Normally $20; check waiver MEXC Card · Global virtual Issuance Currently $0 issuance under a limited waiver of the $20 standard fee No fixed waiver end date is published; confirm at application, not a permanent free-issuance promise.	No annual fee Small / failed transactions extra MEXC Card · Global virtual Monthly / annual $0 annual, inactivity and termination fees Global transactions below $1 cost $0.10; failed transactions cost $0.50 each when failure rate reaches 20%.	Regular purchase fee 1% Campaign waivers separate; no FX markup. Visa rates and small/failed fees apply. MEXC Card · Global virtual Spending fees Standard purchase fee 1%; no conversion fee or additional FX markup Visa FX rates apply; small/failed-transaction fees are separate. These are regular rates. Qualifying campaign waivers are separate, not a full-year free-fee promise.	4% · max 100 USDT/mo Standard actual M-Score ≥350 Month-end tier applies MEXC Card · Global virtual Rewards Standard 4%/100 USDT monthly; Premier 6%/300; Elite 10%/800 Requires actual M-Score 350–599, 600–799 or 800+, using month-end tier; trial tiers do not qualify. Eligible settled spending only, excluding disallowed merchants and refunds; paid to Spot on the next month’s 15th. Rewards may change with the program.	Applications open · identity checks required Global Card applications available; Advanced KYC, actual address and account/card approval required. MEXC Card · Global virtual Eligibility Applications open · identity checks required Global Card applications available; Advanced KYC, actual address and account/card approval required.	Yes Supported MEXC Card · Global virtual Apple Pay Apple Pay supported Add card details and verify; wallet name must match the cardholder, with supported region/device.	Yes Supported MEXC Card · Global virtual Google Pay Google Pay supported Add card details and complete verification; wallet name must match the cardholder.	No No ATM for virtual card Global virtual card; offline withdrawals excluded MEXC Card · Global virtual ATM withdrawals No ATM access for the virtual card This edition is the Global virtual card, without a physical card.	0 USDT card top-up fee Fund via Fiat balance; network and buy costs extra MEXC Card · Global virtual Funding fees No card top-up fee for USDT funding Network and crypto-purchase channel costs are separate; fund the card through your Fiat account.	USD Visa virtual card MEXC Card · Global virtual Card format USD Visa virtual card Online or supported mobile-wallet payments; excludes the separate MEXC APAC and ether.fi co-branded programs.	USDT funded via Fiat account Spot transfer or on-chain deposit; initial top-up MEXC Card · Global virtual Payment assets USDT → Fiat account → My MEXC Card → Deposit Transfer from Spot, deposit on-chain, or buy USDT through Quick Buy/P2P; verify network/address. Activation funding may be required and is returned if the application fails.	Max $80,000/tx · $1,000,000/day Max 100 tx/day, 2,500/mo; risk checks apply MEXC Card · Global virtual Spending / ATM limits Up to $80,000/transaction and $1,000,000/day 100 transactions/day, 2,500/month and 25,000/year; no fixed annual amount is listed, which does not imply unlimited spending.	USDT held in MEXC Fiat/card account Platform managed; insufficient balance declines MEXC Card · Global virtual Who holds funds USDT held in MEXC Fiat/card accounts managed by the platform Card funding is held in platform accounts, not a separately controlled wallet; insufficient funds can cause declines.	Apply for Global after Advanced KYC Real residence details; normally one card per type per identity MEXC Card · Global virtual Apply / activate Advanced KYC → Buy Crypto / More → MEXC Card → Global → Apply Supply identity, contact and actual residence details; deposit if required for activation, then link a wallet after approval. Normally one card of each type per verified identity.	Refunds 1–7 days · no fee Hotels up to 30d; clawback applies; dispute 90-120d MEXC Card · Global virtual Refunds / repayment Settlement usually 1–3 working days; no Global refund fee Settlement may take 30 days; refunds usually 1–7 days, up to 30 for travel/hotels. Rewards are clawed back. Freeze suspicious cards and contact merchant/support; duplicate-charge disputes within 90 days, fraud within 120.	October campaign advertises purchase-fee waivers MEXC Card · Global virtual Usage limits October campaign advertises purchase-fee waivers Campaign eligibility applies, not every account or transaction. Annual estimates retain the regular 1%, without annualizing the waiver. Issuance offers are separate.

Monthly spend · USD equivalent Merchant charge currency Estimate period

Issuance, ongoing and purchase fees only; rewards not deducted. Estimate scope

Issuance, ongoing and spending fees, and their subtotal for each card, in USD
Card	Three-fee subtotalUSD · First year	Spending / year	Ongoing / year	Issuance	Assumptions
Bitget Wallet CardAPAC physical	$55–$73	$6–$24	$0	$49	Full fee terms Bitget Wallet Card · APAC physical APAC Visa with an existing card balance. Both rates use the same purchase principal; actual fee sequencing and rounding can differ. web3.bitget.com · 2026-09-28 Full fee terms →
MEXC CardGlobal virtual	—Issuance quote unconfirmed	$120	$0	—	Full fee terms MEXC Card · Global virtual Projects the Global regular 1% purchase fee for 12 months; October and other temporary waivers are not annualized. No extra FX markup. Excludes Visa rate differences, the $0.10 fee on purchases below $1, failed-transaction fees and funding costs. Issuance waiver has no fixed end date: confirm the quote; no first-year subtotal. Later-year estimates exclude issuance. www.mexc.com · 2026-10-04 Full fee terms →

Assumes a funded balance and current regular rates over 12 months. Excludes funding/network costs, ATM, exchange-rate differences, merchant surcharges and special-transaction fees. Temporary offers are not projected for a full year. “—” means unconfirmed or unsuitable for projection, not free. Ranges retain rate differences. No first-year subtotal where the regional issuance price is unclear. This is not a best-price ranking.