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Card	Issuance	Monthly / annual	Spending feesConversion + FX	RewardsRate / cap / eligibility	EligibilityResidence & identity	Apple Pay	Google Pay	ATM withdrawals	Funding fees	Card format	Payment assets	Spending / ATM limits	Who holds funds	Apply / activate	Refunds / repayment	Usage limits
Bitget Wallet CardAPAC virtual Apply now May earn commission Card 1	Free virtual card Supported APAC regions only Bitget Wallet Card · APAC virtual Issuance Free virtual-card application Identity and market approval required; physical card costs extra.	No monthly / annual fee Conversion & FX extra Bitget Wallet Card · APAC virtual Monthly / annual No monthly or annual fee Conversion and foreign-currency charges still apply.	0.05%–0.2% conversion Non-USD adds 1.7%, at Visa rates Bitget Wallet Card · APAC virtual Spending fees 0.05%–0.2% conversion; non-USD adds 1.7% Visa exchange rates apply; USD purchases waive only the additional FX fee, not conversion.	Base 2%; qualified 3% Rewards on $200–$600 spend/mo 3% needs new-user/spend criteria Bitget Wallet Card · APAC virtual Rewards 2% base assetback; 3% for new or qualifying users Eligible spending is capped at $200–$600 monthly by market, visible on Card cashback. The 3% tier requires $200 spend in SG/KR/JP/MY/TW/AU or $100 in VN/TH/PH, or new-cardholder eligibility; lasts this month and next. Claim 8 days after settlement. Choose USDC or tokenized assets such as WBTC, XAUt and stock tokens, not direct stock ownership. Refunds and excluded merchants do not qualify.	Applications open · identity checks required Qualifying citizens or residents; residents require an employment pass and address evidence, subject to identity and card approval. Bitget Wallet Card · APAC virtual Eligibility Applications open · identity checks required Qualifying citizens or residents; residents require an employment pass and address evidence, subject to identity and card approval.	Paused Enrollment paused Bitget Wallet Card · APAC virtual Apple Pay APAC cards temporarily cannot be added to Apple Pay The APAC help page suspends card enrollment without a restoration date.	Yes Supported Bitget Wallet Card · APAC virtual Google Pay Google Pay supported Requires a compatible Android/NFC device, supported wallet market and phone verification; tap-to-pay requires successful enrollment.	No Not supported Bitget Wallet Card · APAC virtual ATM withdrawals Physical card required for ATM access This virtual edition excludes a physical card; ATM use is also unavailable in Singapore.	0 top-up fee · network gas extra First top-up needs Travel Rule; non-withdrawable Bitget Wallet Card · APAC virtual Funding fees No card top-up fee; network gas is extra Prefund the card and complete FOMO Pay Travel Rule information on first top-up. Unspent balance cannot be withdrawn back to the wallet.	Virtual Visa debit card Bitget Wallet Card · APAC virtual Card format Virtual Visa debit card Use card details online or Google Pay at supported terminals; physical edition is listed separately.	USDT, USDC, etc. Check token network; usually credited in 3–7 minutes Bitget Wallet Card · APAC virtual Payment assets Top up with supported USDT/USDC routes in Card → Top up Verify the selected token network, destination and credited amount each time; retain native gas. First top-up needs Travel Rule details, usually arriving in 3–7 minutes. A regular wallet address is not automatically a card top-up address.	Daily $50k · annual $990k Single deposit max $200k; subject to risk controls Bitget Wallet Card · APAC virtual Spending / ATM limits Spend up to $50,000/day and $990,000/year; top up at most $200,000 per transfer APAC published maximums remain subject to balance and risk controls.	Prefunded balance via DCS program Card balance distinct from wallet; non-withdrawable Bitget Wallet Card · APAC virtual Who holds funds Spend a prefunded card balance through the DCS program Wallet assets and topped-up card balances are distinct; unused card funds cannot be returned to the wallet.	In-wallet application; usually 1–2 mins review Seed/MPC wallet required; manual review may take 1–3 workdays Bitget Wallet Card · APAC virtual Apply / activate Update app → Wallet → Card → Apply now → identity verification → top up Supported wallet types are seed-phrase or MPC wallets, not private-key-only wallets. Typical review is 1–2 minutes, manual review may take 1–3 working days. No identity or wallet data is submitted to TopCardX.	Refunds usually ~7 workdays 30–45 days in special cases; unspent balance cannot be withdrawn Bitget Wallet Card · APAC virtual Refunds / repayment Merchant refunds usually take about 7 working days; exceptions 30–45 days Refunds have no fee but may have exchange-rate differences; unspent top-ups cannot be withdrawn. Freeze under Card → Manage and contact app Support for loss; replacement changes virtual card details.	No additional terms listed Bitget Wallet Card · APAC virtual Usage limits No additional terms listed
Bitget Wallet CardAPAC physical Apply now May earn commission Card 2	$49 incl. shipping From card balance Bitget Wallet Card · APAC physical Issuance Physical card $49 including international shipping Deducted from card balance; referral offsets require separate qualification.	No monthly / annual fee Conversion & FX extra Bitget Wallet Card · APAC physical Monthly / annual No monthly or annual fee Conversion and foreign-currency charges still apply.	0.05%–0.2% conversion Non-USD adds 1.7%, at Visa rates Bitget Wallet Card · APAC physical Spending fees 0.05%–0.2% conversion; non-USD adds 1.7% Visa exchange rates apply; USD purchases waive only the additional FX fee, not conversion.	Base 2%; qualified 3% Rewards on $200–$600 spend/mo 3% needs new-user/spend criteria Bitget Wallet Card · APAC physical Rewards 2% base assetback; 3% for new or qualifying users Eligible spending is capped at $200–$600 monthly by market, visible on Card cashback. The 3% tier requires $200 spend in SG/KR/JP/MY/TW/AU or $100 in VN/TH/PH, or new-cardholder eligibility; lasts this month and next. Claim 8 days after settlement. Choose USDC or tokenized assets such as WBTC, XAUt and stock tokens, not direct stock ownership. Refunds and excluded merchants do not qualify.	Applications open · identity checks required Qualifying citizens or residents; residents require an employment pass and address evidence, subject to identity and card approval. Bitget Wallet Card · APAC physical Eligibility Applications open · identity checks required Qualifying citizens or residents; residents require an employment pass and address evidence, subject to identity and card approval.	Paused Enrollment paused Bitget Wallet Card · APAC physical Apple Pay APAC cards temporarily cannot be added to Apple Pay The APAC help page suspends card enrollment without a restoration date.	Yes Supported Bitget Wallet Card · APAC physical Google Pay Google Pay supported Requires a compatible Android/NFC device, supported wallet market and phone verification; tap-to-pay requires successful enrollment.	Yes： 1% · min $5/withdrawal Plus 0.05% conversion, 1.7% FX and possible operator fees; no Singapore ATM access Bitget Wallet Card · APAC physical ATM withdrawals ATM fee 1%, minimum $5 per withdrawal Also subject to 0.05% conversion, 1.7% FX and possible ATM-operator charges. ATM withdrawals unavailable in Singapore.	0 top-up fee · network gas extra First top-up needs Travel Rule; non-withdrawable Bitget Wallet Card · APAC physical Funding fees No card top-up fee; network gas is extra Prefund the card and complete FOMO Pay Travel Rule information on first top-up. Unspent balance cannot be withdrawn back to the wallet.	Physical Visa debit Bitget Wallet Card · APAC physical Card format Physical Visa debit card for chip, contactless and ATM use No ATM access in Singapore; activate and set a PIN after delivery.	USDT, USDC, etc. Check token network; usually credited in 3–7 minutes Bitget Wallet Card · APAC physical Payment assets Top up with supported USDT/USDC routes in Card → Top up Verify the selected token network, destination and credited amount each time; retain native gas. First top-up needs Travel Rule details, usually arriving in 3–7 minutes. A regular wallet address is not automatically a card top-up address.	Daily $50k · ATM $10,000/day ATM $3k/tx, max 20/day; $100k monthly cap Bitget Wallet Card · APAC physical Spending / ATM limits Spend $50,000/day and $990,000/year; ATM $3,000/transaction ATM limits: $10,000 and 20 withdrawals/day; $100,000 and 30/month. Withdrawals count toward daily spending. Top-up maximum $200,000/transfer.	Prefunded balance via DCS program Card balance distinct from wallet; non-withdrawable Bitget Wallet Card · APAC physical Who holds funds Spend a prefunded card balance through the DCS program Wallet assets and topped-up card balances are distinct; unused card funds cannot be returned to the wallet.	Order physical after virtual setup Keep $49 balance; activate and set PIN on arrival Bitget Wallet Card · APAC physical Apply / activate Open the card account, then apply in Card → Physical card Provide shipping details and $49 card balance; activate and set PIN on arrival. Tracking follows by email/SMS after dispatch.	Refunds usually ~7 workdays 30–45 days in special cases; unspent balance cannot be withdrawn Bitget Wallet Card · APAC physical Refunds / repayment Merchant refunds usually take about 7 working days; exceptions 30–45 days Refunds have no fee but may have exchange-rate differences; unspent top-ups cannot be withdrawn. Freeze under Card → Manage and contact app Support for loss; replacement changes virtual card details.	No additional terms listed Bitget Wallet Card · APAC physical Usage limits No additional terms listed

Monthly spend · USD equivalent Merchant charge currency Estimate period

Issuance, ongoing and purchase fees only; rewards not deducted. Estimate scope

Issuance, ongoing and spending fees, and their subtotal for each card, in USD
Card	Three-fee subtotalUSD · First year	Spending / year	Ongoing / year	Issuance	Assumptions
Bitget Wallet CardAPAC virtual	$6–$24	$6–$24	$0	$0	Full fee terms Bitget Wallet Card · APAC virtual APAC Visa with an existing card balance. Both rates use the same purchase principal; actual fee sequencing and rounding can differ. web3.bitget.com · 2026-09-28 Full fee terms →
Bitget Wallet CardAPAC physical	$55–$73	$6–$24	$0	$49	Full fee terms Bitget Wallet Card · APAC physical APAC Visa with an existing card balance. Both rates use the same purchase principal; actual fee sequencing and rounding can differ. web3.bitget.com · 2026-09-28 Full fee terms →

Assumes a funded balance and current regular rates over 12 months. Excludes funding/network costs, ATM, exchange-rate differences, merchant surcharges and special-transaction fees. Temporary offers are not projected for a full year. “—” means unconfirmed or unsuitable for projection, not free. Ranges retain rate differences. No first-year subtotal where the regional issuance price is unclear. This is not a best-price ranking.