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Card	Issuance	Monthly / annual	Spending feesConversion + FX	RewardsRate / cap / eligibility	EligibilityResidence & identity	Apple Pay	Google Pay	ATM withdrawals	Funding fees	Card format	Payment assets	Spending / ATM limits	Who holds funds	Apply / activate	Refunds / repayment	Usage limits
MetaMask CardVirtual App application guide Card 1	Free virtual card MetaMask Card · Virtual Issuance Free virtual issuance	No annual fee MetaMask Card · Virtual Monthly / annual No annual fee	1% cross-border fee Eligible stablecoin conversion 0–0.5% Other crypto 0.875%; gas extra MetaMask Card · Virtual Spending fees Foreign-merchant transactions 1%; asset conversion may add fees Non-US holders: local stablecoin conversion free; 0.5% when the stablecoin matches neither holder nor merchant currency (Argentina USD exception); other crypto such as wETH 0.875%. Mastercard exchange rates and gas also apply.	1% mUSD Eligible spend; claim; gas extra MetaMask Card · Virtual Rewards 1% mUSD on eligible purchases Claim in the Card rewards page; network gas may apply. Refunds and ineligible transactions do not earn rewards; Metal 3% terms do not apply.	Applications open · identity checks required Listed in the current signup regions; identity and card approval required. MetaMask Card · Virtual Eligibility Applications open · identity checks required Listed in the current signup regions; identity and card approval required.	Yes Supported MetaMask Card · Virtual Apple Pay Can be added to your mobile wallet Wallet region and device requirements apply	Yes Supported MetaMask Card · Virtual Google Pay Can be added to your mobile wallet Wallet region and device requirements apply	No Not supported Non-US virtual edition MetaMask Card · Virtual ATM withdrawals No ATM for non-US virtual cards US legacy virtual and Metal ATM terms do not apply to this variant	Free spending authorization On-chain gas applies; no minimum authorization amount MetaMask Card · Virtual Funding fees Free spending delegation; network gas applies No minimum delegation amount. Wallet funding, bridging and third-party purchases carry route-specific costs.	Virtual only; no plastic card shipped MetaMask Card · Virtual Card format Virtual only; no plastic card shipped	Linea / Base / Solana / Monad Specified assets per network; support is not interchangeable MetaMask Card · Virtual Payment assets Selected assets on Linea / Base / Solana / Monad Linea: mUSD, USDC, USDT, wETH, EURe, GBPe; Base/Solana: USDC, USDT; Monad: USDC. Select the funding wallet and asset; the same token name on another chain is not sufficient.	Up to $10,000/tx, $15,000/day Balance, authorization and risk limits apply; no ATM MetaMask Card · Virtual Spending / ATM limits Up to $10,000/transaction and $15,000/day Balance, delegation and risk controls also apply; non-US virtual cards have no ATM allowance	Funds stay in your wallet until payment Only approved assets can be spent; permissions adjustable MetaMask Card · Virtual Who holds funds Funds remain in your wallet until payment Only authorized assets can be spent; spending permissions can be adjusted. Keep your wallet and recovery credentials secure.	Apply in MetaMask Choose funding wallet and asset after approval MetaMask Card · Virtual Apply / activate MetaMask → Card → verification → funding wallet and asset After approval in a supported region, activate the virtual card and add it to a mobile wallet; no credit check	Refunds to card balance · withdrawable Merchant initiates; withdrawable in Card → Withdraw MetaMask Card · Virtual Refunds / repayment Request merchant refunds; disputes go to Crypto Life support Refund credits can be spent or withdrawn under Card → Withdraw. Freeze the card and review wallet permissions on suspicious activity.	Yield-bearing tokens have a separate conversion fee MetaMask Card · Virtual Usage limits Yield-bearing tokens have a separate conversion fee For assets such as aUSDC, the first $1,200/month converts free, then 0.5%; this does not waive all transaction charges
MEXC CardGlobal virtual Apply now May earn commission Card 2	$0 promotional issuance Normally $20; check waiver MEXC Card · Global virtual Issuance Currently $0 issuance under a limited waiver of the $20 standard fee No fixed waiver end date is published; confirm at application, not a permanent free-issuance promise.	No annual fee Small / failed transactions extra MEXC Card · Global virtual Monthly / annual $0 annual, inactivity and termination fees Global transactions below $1 cost $0.10; failed transactions cost $0.50 each when failure rate reaches 20%.	Regular purchase fee 1% Campaign waivers separate; no FX markup. Visa rates and small/failed fees apply. MEXC Card · Global virtual Spending fees Standard purchase fee 1%; no conversion fee or additional FX markup Visa FX rates apply; small/failed-transaction fees are separate. These are regular rates. Qualifying campaign waivers are separate, not a full-year free-fee promise.	4% · max 100 USDT/mo Standard actual M-Score ≥350 Month-end tier applies MEXC Card · Global virtual Rewards Standard 4%/100 USDT monthly; Premier 6%/300; Elite 10%/800 Requires actual M-Score 350–599, 600–799 or 800+, using month-end tier; trial tiers do not qualify. Eligible settled spending only, excluding disallowed merchants and refunds; paid to Spot on the next month’s 15th. Rewards may change with the program.	Applications open · identity checks required Global Card applications available; Advanced KYC, actual address and account/card approval required. MEXC Card · Global virtual Eligibility Applications open · identity checks required Global Card applications available; Advanced KYC, actual address and account/card approval required.	Yes Supported MEXC Card · Global virtual Apple Pay Apple Pay supported Add card details and verify; wallet name must match the cardholder, with supported region/device.	Yes Supported MEXC Card · Global virtual Google Pay Google Pay supported Add card details and complete verification; wallet name must match the cardholder.	No No ATM for virtual card Global virtual card; offline withdrawals excluded MEXC Card · Global virtual ATM withdrawals No ATM access for the virtual card This edition is the Global virtual card, without a physical card.	0 USDT card top-up fee Fund via Fiat balance; network and buy costs extra MEXC Card · Global virtual Funding fees No card top-up fee for USDT funding Network and crypto-purchase channel costs are separate; fund the card through your Fiat account.	USD Visa virtual card MEXC Card · Global virtual Card format USD Visa virtual card Online or supported mobile-wallet payments; excludes the separate MEXC APAC and ether.fi co-branded programs.	USDT funded via Fiat account Spot transfer or on-chain deposit; initial top-up MEXC Card · Global virtual Payment assets USDT → Fiat account → My MEXC Card → Deposit Transfer from Spot, deposit on-chain, or buy USDT through Quick Buy/P2P; verify network/address. Activation funding may be required and is returned if the application fails.	Max $80,000/tx · $1,000,000/day Max 100 tx/day, 2,500/mo; risk checks apply MEXC Card · Global virtual Spending / ATM limits Up to $80,000/transaction and $1,000,000/day 100 transactions/day, 2,500/month and 25,000/year; no fixed annual amount is listed, which does not imply unlimited spending.	USDT held in MEXC Fiat/card account Platform managed; insufficient balance declines MEXC Card · Global virtual Who holds funds USDT held in MEXC Fiat/card accounts managed by the platform Card funding is held in platform accounts, not a separately controlled wallet; insufficient funds can cause declines.	Apply for Global after Advanced KYC Real residence details; normally one card per type per identity MEXC Card · Global virtual Apply / activate Advanced KYC → Buy Crypto / More → MEXC Card → Global → Apply Supply identity, contact and actual residence details; deposit if required for activation, then link a wallet after approval. Normally one card of each type per verified identity.	Refunds 1–7 days · no fee Hotels up to 30d; clawback applies; dispute 90-120d MEXC Card · Global virtual Refunds / repayment Settlement usually 1–3 working days; no Global refund fee Settlement may take 30 days; refunds usually 1–7 days, up to 30 for travel/hotels. Rewards are clawed back. Freeze suspicious cards and contact merchant/support; duplicate-charge disputes within 90 days, fraud within 120.	October campaign advertises purchase-fee waivers MEXC Card · Global virtual Usage limits October campaign advertises purchase-fee waivers Campaign eligibility applies, not every account or transaction. Annual estimates retain the regular 1%, without annualizing the waiver. Issuance offers are separate.

Monthly spend · USD equivalent Merchant charge currency Estimate period

Issuance, ongoing and purchase fees only; rewards not deducted. Estimate scope

Issuance, ongoing and spending fees, and their subtotal for each card, in USD
Card	Three-fee subtotalUSD · First year	Spending / year	Ongoing / year	Issuance	Assumptions
MetaMask CardVirtual	—Spending rate not estimable	—	$0	$0	Full fee terms MetaMask Card · Virtual Spending fees depend on region, payment assets or transaction conditions; no single rate is used. Full fee terms →
MEXC CardGlobal virtual	—Issuance quote unconfirmed	$120	$0	—	Full fee terms MEXC Card · Global virtual Projects the Global regular 1% purchase fee for 12 months; October and other temporary waivers are not annualized. No extra FX markup. Excludes Visa rate differences, the $0.10 fee on purchases below $1, failed-transaction fees and funding costs. Issuance waiver has no fixed end date: confirm the quote; no first-year subtotal. Later-year estimates exclude issuance. www.mexc.com · 2026-10-04 Full fee terms →

Assumes a funded balance and current regular rates over 12 months. Excludes funding/network costs, ATM, exchange-rate differences, merchant surcharges and special-transaction fees. Temporary offers are not projected for a full year. “—” means unconfirmed or unsuitable for projection, not free. Ranges retain rate differences. No first-year subtotal where the regional issuance price is unclear. This is not a best-price ranking.