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$0 promotional issuance
Normally $20; check waiver
MEXC Card · Global virtual
Issuance
Currently $0 issuance under a limited waiver of the $20 standard fee
No fixed waiver end date is published; confirm at application, not a permanent free-issuance promise.
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No annual fee
Small / failed transactions extra
MEXC Card · Global virtual
Monthly / annual
$0 annual, inactivity and termination fees
Global transactions below $1 cost $0.10; failed transactions cost $0.50 each when failure rate reaches 20%.
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Regular purchase fee 1%
Campaign waivers separate; no FX markup. Visa rates and small/failed fees apply.
MEXC Card · Global virtual
Spending fees
Standard purchase fee 1%; no conversion fee or additional FX markup
Visa FX rates apply; small/failed-transaction fees are separate. These are regular rates. Qualifying campaign waivers are separate, not a full-year free-fee promise.
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4% · max 100 USDT/mo
Standard actual M-Score ≥350
Month-end tier applies
MEXC Card · Global virtual
Rewards
Standard 4%/100 USDT monthly; Premier 6%/300; Elite 10%/800
Requires actual M-Score 350–599, 600–799 or 800+, using month-end tier; trial tiers do not qualify. Eligible settled spending only, excluding disallowed merchants and refunds; paid to Spot on the next month’s 15th. Rewards may change with the program.
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Applications open · identity checks required
Global Card applications available; Advanced KYC, actual address and account/card approval required.
MEXC Card · Global virtual
Eligibility
Applications open · identity checks required
Global Card applications available; Advanced KYC, actual address and account/card approval required.
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Yes
Supported
MEXC Card · Global virtual
Apple Pay
Apple Pay supported
Add card details and verify; wallet name must match the cardholder, with supported region/device.
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Yes
Supported
MEXC Card · Global virtual
Google Pay
Google Pay supported
Add card details and complete verification; wallet name must match the cardholder.
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No
No ATM for virtual card Global virtual card; offline withdrawals excluded
MEXC Card · Global virtual
ATM withdrawals
No ATM access for the virtual card
This edition is the Global virtual card, without a physical card.
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0 USDT card top-up fee
Fund via Fiat balance; network and buy costs extra
MEXC Card · Global virtual
Funding fees
No card top-up fee for USDT funding
Network and crypto-purchase channel costs are separate; fund the card through your Fiat account.
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USD Visa virtual card
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USDT funded via Fiat account
Spot transfer or on-chain deposit; initial top-up
MEXC Card · Global virtual
Payment assets
USDT → Fiat account → My MEXC Card → Deposit
Transfer from Spot, deposit on-chain, or buy USDT through Quick Buy/P2P; verify network/address. Activation funding may be required and is returned if the application fails.
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Max $80,000/tx · $1,000,000/day
Max 100 tx/day, 2,500/mo; risk checks apply
MEXC Card · Global virtual
Spending / ATM limits
Up to $80,000/transaction and $1,000,000/day
100 transactions/day, 2,500/month and 25,000/year; no fixed annual amount is listed, which does not imply unlimited spending.
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USDT held in MEXC Fiat/card account
Platform managed; insufficient balance declines
MEXC Card · Global virtual
Who holds funds
USDT held in MEXC Fiat/card accounts managed by the platform
Card funding is held in platform accounts, not a separately controlled wallet; insufficient funds can cause declines.
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Apply for Global after Advanced KYC
Real residence details; normally one card per type per identity
MEXC Card · Global virtual
Apply / activate
Advanced KYC → Buy Crypto / More → MEXC Card → Global → Apply
Supply identity, contact and actual residence details; deposit if required for activation, then link a wallet after approval. Normally one card of each type per verified identity.
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Refunds 1–7 days · no fee
Hotels up to 30d; clawback applies; dispute 90-120d
MEXC Card · Global virtual
Refunds / repayment
Settlement usually 1–3 working days; no Global refund fee
Settlement may take 30 days; refunds usually 1–7 days, up to 30 for travel/hotels. Rewards are clawed back. Freeze suspicious cards and contact merchant/support; duplicate-charge disputes within 90 days, fraud within 120.
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October campaign advertises purchase-fee waivers
MEXC Card · Global virtual
Usage limits
October campaign advertises purchase-fee waivers Campaign eligibility applies, not every account or transaction. Annual estimates retain the regular 1%, without annualizing the waiver. Issuance offers are separate.
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