Singapore crypto card fees: MEXC vs ether.fi vs Bitget Wallet
Compare MEXC Global, ether.fi Core and Bitget Wallet APAC virtual cards. Start with the same SGD purchase, then calculate for your own budget.
Reviewed
The same SGD purchase, three different fee estimates
On a US$100-equivalent SGD purchase: MEXC Global ≈ US$1; ether.fi Core ≈ US$1–1.50; Bitget Wallet APAC ≈ US$1.75–1.90.
Assumes approval and a funded balance. Standard purchase fees only; funding, exchange-rate differences and special charges are extra. Rewards are not deducted.
At a glance
Full comparison| Card edition | Foreign currency | Ongoing fees |
|---|---|---|
| MEXC CardGlobal virtual | Standard purchase fee 1%; no conversion fee or additional FX markup Conditions and fee detailsVisa FX rates apply; small/failed-transaction fees are separate. These are regular rates. Qualifying campaign waivers are separate, not a full-year free-fee promise. | $0 annual, inactivity and termination fees Conditions and fee detailsGlobal transactions below $1 cost $0.10; failed transactions cost $0.50 each when failure rate reaches 20%. |
| ether.fi CashCore international virtual | No FX markup for USD/EUR spend; other currencies about 1% + 0–0.5% Conditions and fee detailsOther currencies use Visa settlement rates with about 1% base FX cost plus 0–0.5% Core markup. Zero EUR markup is a beta rule for merchant charges actually denominated in EUR, whether funded by USDC or EURC; market currency conversion still applies. Merchant dynamic currency conversion (DCC) can add charges outside this exemption. | Core has no membership monthly or annual fee Conditions and fee detailsCore does not require a paid upgrade or asset threshold. Issuance, funding and FX costs are separate; borrowing interest is not covered by free membership. |
| Bitget Wallet CardAPAC virtual | 0.05%–0.2% conversion; non-USD adds 1.7% Conditions and fee detailsVisa exchange rates apply; USD purchases waive only the additional FX fee, not conversion. | No monthly or annual fee Conditions and fee detailsConversion and foreign-currency charges still apply. |
Sources for the short answer
Can every Singapore resident apply?
Residence eligibility is separate from where a purchase happens. Bitget Wallet APAC lists Singapore citizens and qualifying residents; its resident route requires an employment pass and address proof. ether.fi lists Singapore for Cash. MEXC Global uses restricted and limited-access lists; Singapore is in neither, but Advanced KYC and a genuine residential address still apply. A visitor is not eligible merely because they spend in Singapore.
This comparison uses virtual editions only. Physical-card issuance, shipping and ATM fees are not mixed into a single SGD purchase. Each provider still decides whether to approve an application.
One purchase: SGD equivalent to US$100
For a US$100 settled base, MEXC Global’s regular 1% purchase fee adds about US$1, with no extra FX markup. Exchange rates still affect cost. This uses standard fees; check temporary waivers separately rather than projecting them across a full year.
SGD spending on ether.fi Core does not receive its USD/EUR zero-FX treatment. Its published FX base rate is about 1%, plus a 0–0.5% Core markup. On the same US$100 base, that suggests roughly US$1–US$1.50 extra. The base exchange rate, markup and settled amount can vary; this is not a fixed quote.
Bitget Wallet APAC charges 0.05%–0.2% for crypto-to-fiat conversion on every purchase and adds 1.7% for SGD and other non-USD currencies. Applying each rate to the US$100 base gives a simplified extra-cost estimate of about US$1.75–US$1.90. Actual fee sequencing and rounding follow the statement. USD purchases avoid the extra 1.7%, not the conversion fee.
Do these amounts include every cost?
Those figures cover published card-side charges only. They exclude the cost of obtaining or transferring USDT/USDC, network gas, bank funding, merchant dynamic currency conversion (DCC), and the actual Visa or issuer settlement rate. Let an SGD-priced merchant charge SGD directly; if a terminal offers another billing currency, inspect its rate and fee before accepting.
Check fixed charges on tiny payments separately. MEXC Global lists a US$0.10 fee for transactions below US$1 and possible charges when its failed-transaction threshold is reached. The US$100 illustration does not trigger the small-payment rule, so it cannot describe every transaction. Refunds follow separate settlement rules and may use a different exchange rate.
Why not subtract cashback from the fees?
Bitget Wallet APAC starts at 2% assetback; new users or qualifying Singapore monthly spend of US$200 may reach 3%, with a market-specific cap on eligible spend. ether.fi Core’s advertised up-to-3% reward steps down by monthly tier, pays in ETHFI tokens and excludes some transactions. MEXC Global’s 4% starting tier requires an actual qualifying M-Score and has a monthly cap. None can simply be subtracted from the fee example.
For mostly SGD spending in Singapore, compare fees among editions you can actually apply for, then check funding and rewards you can really receive. A USD- or EUR-heavy spending pattern needs its own comparison. Before applying, confirm the latest terms and in-app quote for the exact edition.