Crypto card comparison: fees, rewards and eligibility

Coinbase CardUS debit

Debit · Visa

Rewards & conditions: Rotating rewards in the app
No fixed reward rate; each offer has its own expiry date.
Foreign currency: No separate foreign transaction fee
Network exchange rates and crypto conversion spreads still apply.
Payment assets: Spend your Coinbase balance
USD, USDC and supported crypto; bank deposits may need to clear before spending.

Applications open； US residence excluding Hawaii; cardholder-agreement identity requirements and account approval also apply.

Credit · Mastercard

Rewards & conditions: 4% transit · 3% dining
4% on the first $300/month, then 1%; groceries 2%, other eligible purchases 1%. Rewards are crypto.
Ongoing fees: $0 annual fee · no FX transaction fee
Cash advances carry fees and interest; purchase interest depends on repayment.
Repayment: Pay in full to retain the purchase grace period
Unpaid balances incur interest at your variable rate; cash advances have no grace period.

Applications open； Residents of the 50 US states; identity and credit approval required.

No ongoing fee refers to the selected plan. Issuance, funding and transaction fees may still apply. Reward conditions apply.