Global virtual
Prepaid · VisaSupported Global markets, not every country
New ZealandResidence supported; identity requirements apply
Apply nowFees and rewards
- Issuance
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Currently $0 issuance under a limited waiver of the $20 standard fee
No fixed waiver end date is published; confirm at application, not a permanent free-issuance promise.
- Ongoing fees
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$0 annual, inactivity and termination fees
Global transactions below $1 cost $0.10; failed transactions cost $0.50 each when failure rate reaches 20%.
Sources · 1
www.mexc.com - Foreign currency
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Standard purchase fee 1%; no conversion fee or additional FX markup
Visa FX rates apply; small/failed-transaction fees are separate. These are regular rates. Qualifying campaign waivers are separate, not a full-year free-fee promise.
Sources · 1
www.mexc.com - Rewards & conditions
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Standard 4%/100 USDT monthly; Premier 6%/300; Elite 10%/800
Requires actual M-Score 350–599, 600–799 or 800+, using month-end tier; trial tiers do not qualify. Eligible settled spending only, excluding disallowed merchants and refunds; paid to Spot on the next month’s 15th. Rewards may change with the program.
- Funding / conversion
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No card top-up fee for USDT funding
Network and crypto-purchase channel costs are separate; fund the card through your Fiat account.
- ATM withdrawals
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No No ATM access for the virtual card
This edition is the Global virtual card, without a physical card.
Sources · 1
www.mexc.com
Spending and limits
- Card format
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USD Visa virtual card
Online or supported mobile-wallet payments; excludes the separate MEXC APAC and ether.fi co-branded programs.
- Apple Pay
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Yes Apple Pay supported
Add card details and verify; wallet name must match the cardholder, with supported region/device.
Sources · 1
www.mexc.com - Google Pay
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Yes Google Pay supported
Add card details and complete verification; wallet name must match the cardholder.
Sources · 1
www.mexc.com - Assets and funding
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USDT → Fiat account → My MEXC Card → Deposit
Transfer from Spot, deposit on-chain, or buy USDT through Quick Buy/P2P; verify network/address. Activation funding may be required and is returned if the application fails.
- Spending and withdrawal limits
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Up to $80,000/transaction and $1,000,000/day
100 transactions/day, 2,500/month and 25,000/year; no fixed annual amount is listed, which does not imply unlimited spending.
Sources · 1
www.mexc.com
Application and account
- Residence / identity
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Advanced KYC required; Global includes PH, TW, VN and other supported markets
Not universally available: mainland China, the US and other restricted markets are excluded. AU/CH/SA/ZA require M-Score 600+ or an approved partner channel. Nationality, ID, actual residence and account eligibility are reviewed together.
- Application and activation
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Advanced KYC → Buy Crypto / More → MEXC Card → Global → Apply
Supply identity, contact and actual residence details; deposit if required for activation, then link a wallet after approval. Normally one card of each type per verified identity.
Sources · 1
www.mexc.com - Custody
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USDT held in MEXC Fiat/card accounts managed by the platform
Card funding is held in platform accounts, not a separately controlled wallet; insufficient funds can cause declines.
Sources · 1
www.mexc.com - Refunds, repayment and card controls
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Settlement usually 1–3 working days; no Global refund fee
Settlement may take 30 days; refunds usually 1–7 days, up to 30 for travel/hotels. Rewards are clawed back. Freeze suspicious cards and contact merchant/support; duplicate-charge disputes within 90 days, fraud within 120.
Sources · 1
www.mexc.com
Campaign eligibility applies, not every account or transaction. Annual estimates retain the regular 1%, without annualizing the waiver. Issuance offers are separate.
Official notice