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Coinbase CardUS debit

Debit · Visa

Rewards & conditions
Rotating rewards in the app

No fixed reward rate; each offer has its own expiry date.

Foreign currency
No separate foreign transaction fee

Network exchange rates and crypto conversion spreads still apply.

Payment assets
Spend your Coinbase balance

USD, USDC and supported crypto; bank deposits may need to clear before spending.

Applications open; US residence excluding Hawaii; cardholder-agreement identity requirements and account approval also apply.

Gemini Credit CardUS credit

Credit · Mastercard

Rewards & conditions
4% transit · 3% dining

4% on the first $300/month, then 1%; groceries 2%, other eligible purchases 1%. Rewards are crypto.

Ongoing fees
$0 annual fee · no FX transaction fee

Cash advances carry fees and interest; purchase interest depends on repayment.

Repayment
Pay in full to retain the purchase grace period

Unpaid balances incur interest at your variable rate; cash advances have no grace period.

Applications open; Residents of the 50 US states; identity and credit approval required.