- Issuance
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$10 to issue · no monthly fee
The non-refundable issue fee is not spendable balance.
- Foreign currency
-
1% conversion + 1.2% for non-USD
USD card terms; the crypto conversion fee still applies to USD purchases.
- Card format
-
Virtual card for online payments
Add to supported mobile wallets; no ATM withdrawals.
Mainland China and US restrictions; Singapore residents cannot apply. Nationality and location checks also apply.
- Issuance
-
$100 to issue · no monthly fee
The non-refundable issue fee is not spendable balance.
- ATM withdrawals
-
Physical card with ATM access
2% up to $10,000 monthly withdrawals, 3% beyond that tier; conversion and ATM operator fees are extra.
- Foreign currency
-
1% conversion + 1.2% for non-USD
USD card terms; the crypto conversion fee still applies to USD purchases.
Mainland China and US restrictions; Singapore residents cannot apply. Nationality and location checks also apply.
- Rewards & conditions
-
3% on eligible mobile-wallet spend
Eligible Apple Pay / Google Pay purchases; capped at 18 USDs/month, expires in 30 days, spending only, no withdrawals.
- Ongoing fees
-
$12.90 / month
Auto-renews; subscription fees are non-refundable. Includes one virtual-card issuance waiver.
- Foreign currency
-
1% conversion + 1.2% for non-USD
USD card terms; the crypto conversion fee still applies to USD purchases.
Mainland China and US restrictions; Singapore residents cannot apply. Nationality and location checks also apply.
- Rewards & conditions
-
2% base · 3% when qualified
Only $200–$600 spend/month earns asset rewards; 3% requires new-user or spending eligibility.
- Foreign currency
-
0.05%–0.2% conversion
Non-USD adds 1.7% at the Visa exchange rate.
- Issuance
-
Free virtual card
Available APAC markets only; physical card costs extra.
Eligible citizens/residents of 9 APAC markets；
Includes SG and JP; mainland China/HK excluded. Identity and residency approval required.
Partner link · we may earn a commission if you apply
- Issuance
-
$49 including shipping
Requires a card account; charged to its balance.
- ATM withdrawals
-
ATM 1% · minimum $5
Conversion, FX and operator charges may apply; no ATM access in Singapore.
- Rewards & conditions
-
2% base · 3% when qualified
Only $200–$600 spend/month earns asset rewards; 3% requires new-user or spending eligibility.
Eligible citizens/residents of 9 APAC markets；
Includes SG and JP; mainland China/HK excluded. Identity and residency approval required.
Partner link · we may earn a commission if you apply
- Rewards & conditions
-
1% mUSD on eligible purchases
Claim in the rewards page; gas may apply. Refunds and ineligible transactions are excluded.
- Custody
-
Funds stay in your wallet until payment
Only approved assets can be spent; you control spending permissions.
- Foreign currency
-
1% cross-border merchant fee
Conversion and gas are extra: eligible stablecoins 0–0.5%; other crypto 0.875%.
Residents of supported markets；
US/UK applications paused; mainland China, Hong Kong and Singapore not open.
- Rewards & conditions
-
Rotating rewards in the app
No fixed reward rate; each offer has its own expiry date.
- Foreign currency
-
No separate foreign transaction fee
Network exchange rates and crypto conversion spreads still apply.
- Payment assets
-
Spend your Coinbase balance
USD, USDC and supported crypto; bank deposits may need to clear before spending.
US residents, excluding Hawaii；
the agreement requires US citizenship or permanent residency and a verified account.
- Rewards & conditions
-
4% transit · 3% dining
4% on the first $300/month, then 1%; groceries 2%, other eligible purchases 1%. Rewards are crypto.
- Ongoing fees
-
$0 annual fee · no FX transaction fee
Cash advances carry fees and interest; purchase interest depends on repayment.
- Repayment
-
Pay in full to retain the purchase grace period
Unpaid balances incur interest at your variable rate; cash advances have no grace period.
US residents; credit approval required；
Gemini account approval also required; full applications trigger a hard inquiry.
- Rewards & conditions
-
Base 2% · up to 5 USDT/month
In points, cap shared with Bybit Pay; from Oct 5, 2026 at 10:00 UTC only crypto-funded spending earns rewards. Higher rates require upgrades.
- Foreign currency
-
0.9% conversion · non-USD +2%
Conversion uses platform sell quotes; USD balance is spent first.
- Issuance
-
Free virtual issuance
Issuance currently waived; physical card requires Tier 2.
Residences supported by the APAC program；
Check Finance → Card; identity/address approval required. Exchange KYC alone does not approve a card.
- Issuance
-
Physical card 5 USDT
Tier 2+ and address verification required; VIP issuance waiver available.
- ATM withdrawals
-
ATM: first $100/month fee waived
2% on excess; conversion, FX and operator fees extra.
- Rewards & conditions
-
Base 2% · up to 5 USDT/month
In points, cap shared with Bybit Pay; from Oct 5, 2026 at 10:00 UTC only crypto-funded spending earns rewards. Higher rates require upgrades.
Existing virtual card and Tier 2 required；
Address verification and phased availability apply; shipping country must match verified residence.
- Rewards & conditions
-
Up to 3% · paid in ETHFI
First $2,000/month standard spend or $800 USD-equivalent EUR spend, then lower tiers; 7-day lock and $5 minimum claim.
- Ongoing fees
-
No monthly / annual fee
Direct Pay has no borrowing interest; collateral-backed Borrow Mode accrues variable interest.
- Foreign currency
-
No USD / EUR FX markup
EUR exemption is in beta; other currencies about 1% + 0–0.5%, with merchant DCC separate.
Supported international jurisdictions；
Both residence and citizenship must meet the terms; unlisted regions cannot currently apply.
Partner link · we may earn a commission if you apply
- Issuance
-
Card $0 · delivery $40
Supported shipping regions only; Standard plastic edition.
- Rewards & conditions
-
1.5% cashback · $30 monthly cap
First $2,000 eligible purchases/month, paid in USD; ATM excluded.
- ATM withdrawals
-
ATM $3 + 2%
Up to $250 including fees; non-USD FX and operator charges may apply.
Regions supported in signup；
a country absent from the signup list is unavailable.
- Rewards & conditions
-
1% on eligible crypto spending
Stablecoins, EUR and metals excluded; merchant restrictions apply and asset sales incur trading fees.
- Foreign currency
-
€0 extra non-EUR transaction fee
Network conversion rates and asset trading fees still apply.
- ATM withdrawals
-
Physical ATM access, up to €500/day
2%, minimum €2; ATM operator and asset conversion costs are extra.
Euro-area residents, excluding Cyprus；
Bankident verification is not eligible.
- Foreign currency
-
No added FX markup
Mastercard rate applies; cross-asset spending still carries a variable spread.
- Rewards & conditions
-
0%–2% by asset tier
30-day average €200 unlocks 0.5%; €50,000 unlocks 2%. Choose fiat or BTC.
- ATM withdrawals
-
No Krak ATM fee
Maximum €4,800/month; operator fees and asset-conversion spread are separate.
Eligible EEA residents；
Identity and residence checks apply; travel alone does not qualify.
- Foreign currency
-
No added FX markup
Mastercard rate applies; cross-asset spending still carries a variable spread.
- Rewards & conditions
-
0%–2% by asset tier
30-day average £200 unlocks 0.5%; £50,000 unlocks 2%. Choose fiat or BTC.
- ATM withdrawals
-
No Krak ATM fee
Maximum £4,000/month; operator fees and asset-conversion spread are separate.
Eligible UK residents；
Identity and residence checks apply; travel alone does not qualify.
- Rewards & conditions
-
2% cashback · €50 monthly cap
Eligible USDG purchases only, paid in USDG; VIP has separate tiers.
- Foreign currency
-
0.1% conversion spread
No extra FX markup; Mastercard rates still apply outside EUR.
- Issuance
-
Free virtual issuance
Eligible European residents only, subject to card approval.
Eligible EU and Norway residents；
Excludes Iceland/Liechtenstein; OKX Europe account and issuer approval required.
- Rewards & conditions
-
4% at qualifying M-Score tier
Base tier requires score 350, capped at 100 USDT/month; 6%/10% require higher actual tiers.
- Foreign currency
-
Regular 1% fee · no extra FX markup
Campaign waivers are separate; Visa rates and small/failed-transaction charges apply.
- Issuance
-
Currently $0 · normally $20
Limited waiver with no published fixed end date.
Supported Global markets; Advanced KYC required；
Mainland China/US restricted; AU and some markets additionally require score 600+ or partner eligibility.
Partner link · we may earn a commission if you apply
- Rewards & conditions
-
Base 1% · 5 USDT/month cap
Paid in points; base tier caps each purchase at 2 USDT. Higher rates require spending or VIP status.
- Foreign currency
-
Non-USD +1% · conversion 0.9%
For purchases below $2, conversion costs $0.05 per transaction.
- Issuance
-
Free issuance
Replacement $25; this is the virtual edition.
Residences supported in the application flow；
ID, face and address checks required. Select residence after login; unlisted regions are unavailable.
Partner link · we may earn a commission if you apply
- Rewards & conditions
-
Base 1% · 5 USDT/month cap
Paid in points; base tier caps each purchase at 2 USDT. Higher rates require spending or VIP status.
- Foreign currency
-
Non-USD +0.4% · conversion 0.9%
For purchases below $2, conversion costs $0.05 per transaction.
- Issuance
-
Free issuance
Replacement $25; this is the virtual edition.
Residences supported in the application flow；
ID, face and address checks required. Select residence after login; unlisted regions are unavailable.
Partner link · we may earn a commission if you apply
- Rewards & conditions
-
Base 1% · 5 USDT/month cap
Paid in points; base tier caps each purchase at 2 USDT. Higher rates require spending or VIP status.
- Foreign currency
-
Non-USD +0.4% · conversion 0.9%
For purchases below $2, conversion costs $0.05 per transaction.
- Issuance
-
Free issuance
Replacement $25; this is the virtual edition.
Residences supported in the application flow；
ID, face and address checks required. Select residence after login; unlisted regions are unavailable.
Partner link · we may earn a commission if you apply
- Rewards & conditions
-
Base 1% · 5 USDT/month cap
Paid in points; base tier caps each purchase at 2 USDT. Higher rates require spending or VIP status.
- Foreign currency
-
Non-USD +1% · conversion 0.9%
For purchases below $2, conversion costs $0.05 per transaction.
- Issuance
-
Free issuance
Replacement $25; this is the virtual edition.
Residences supported in the application flow；
ID, face and address checks required. Select residence after login; unlisted regions are unavailable.
Partner link · we may earn a commission if you apply
