|
|
Eligible countries unconfirmed
See known restrictions in full terms
RedotPay · Standard virtual
Eligibility
Age 18+; identity document and face verification
Citizenship, residence and physical location are assessed separately. Mainland China and the US have nationality/service restrictions; Singapore residents cannot obtain cards. Other applicants still need in-app approval.
|
$10 once
Non-refundable; not balance
RedotPay · Standard virtual
Issuance
$10 one-time
Issuance is not spendable balance and is non-refundable
|
No monthly / annual fee
RedotPay · Standard virtual
Monthly / annual
No monthly, annual or account maintenance fee
|
1% crypto conversion
Non-USD adds 1.2%
RedotPay · Standard virtual
Spending fees
Crypto conversion 1%; non-USD purchases add 1.2%
USD card only. USD purchases avoid the foreign-currency fee; crypto conversion still applies.
|
Points; no fixed cashback
Redeem per in-app offers
RedotPay · Standard virtual
Rewards
Spending points redeemable under in-app campaigns
Points are not cash or a fixed cashback rate, cannot be transferred or withdrawn; earning and redemption rules are published in the app.
|
Yes
Supported
RedotPay · Standard virtual
Apple Pay
Available for supported cards and devices
Wallet-region and card-linking requirements apply
|
Yes
Supported
RedotPay · Standard virtual
Google Pay
Available for supported cards and devices
Wallet-region and card-linking requirements apply
|
No
Not supported
RedotPay · Standard virtual
ATM withdrawals
No ATM access for this virtual card
A separate physical card is required; Pro monthly includes neither free physical issuance nor an ATM allowance
|
0 platform fee on crypto deposits
Network fee extra; other routes quoted separately
RedotPay · Standard virtual
Funding fees
Crypto deposits: no RedotPay deposit fee
Sender network fees apply. Other funding or purchase routes use their displayed quote, not the crypto-deposit fee.
|
Virtual card for online purchases and mobile wallets
|
USDT, USDC, BTC, ETH
Verify network before deposit; meet coin minimums
RedotPay · Standard virtual
Payment assets
USDT, USDC, BTC, ETH and other in-app supported assets
Check asset, network, address and minimum in Deposit before sending. Minimums vary; net deposits below the threshold are not immediately credited.
|
Max $100,000/tx · $1,000,000/day
Published ceilings; personal limits subject to KYC/risk
RedotPay · Standard virtual
Spending / ATM limits
Purchase ceiling $100,000/transaction, $1,000,000/day
Published USD card ceilings are not guaranteed personal limits; risk controls or user-set limits can be lower. Virtual cards have no ATM access.
|
Custody in RedotPay platform account
Managed by platform; counterparty risks apply
RedotPay · Standard virtual
Who holds funds
Assets are funded into a RedotPay custodian account
The platform and custodians manage the balance, with counterparty and stablecoin risks. Separate on-chain vault programs are outside this listing.
|
Apply in RedotPay app
Approval and funding required; issue fee depends on card type
RedotPay · Standard virtual
Apply / activate
Register and verify → fund account → apply in Card
Enter your real billing address in English; pay $10 for standard virtual or use the Pro waiver. Activation requires approval.
|
2–15 days after merchant refund
Merchant may take over 30 days; issue fee not refunded
RedotPay · Standard virtual
Refunds / repayment
Merchant initiates refund to your RedotPay account
Merchant processing may take 30+ days; RedotPay credits within 2–15 days after receipt. Issuance fees remain non-refundable.
|
Small, declined and selected-merchant transactions can incur fees
RedotPay · Standard virtual
Usage limits
Small, declined and selected-merchant transactions can incur fees Per card/month: first five purchases ≤$1 have no small-payment charge, then $0.20 each; first three declines are free, then $0.50 each. Selected merchants: first three exempt, then 1.5%, minimum $0.50.
|
|
|
Eligible countries unconfirmed
See known restrictions in full terms
RedotPay · Standard physical
Eligibility
Age 18+; identity document and face verification
Citizenship, residence and physical location are assessed separately. Mainland China and the US have nationality/service restrictions; Singapore residents cannot obtain cards. Other applicants still need in-app approval.
|
$100 once
Non-refundable; not balance
RedotPay · Standard physical
Issuance
$100 one-time
Issuance is not spendable balance and is non-refundable. Standard postage is free; DHL express is quoted separately at checkout by destination.
|
No monthly / annual fee
RedotPay · Standard physical
Monthly / annual
No monthly, annual or account maintenance fee
|
1% crypto conversion
Non-USD adds 1.2%
RedotPay · Standard physical
Spending fees
Crypto conversion 1%; non-USD purchases add 1.2%
USD card only. USD purchases avoid the foreign-currency fee; crypto conversion still applies.
|
Points; no fixed cashback
Redeem per in-app offers
RedotPay · Standard physical
Rewards
Spending points redeemable under in-app campaigns
Points are not cash or a fixed cashback rate, cannot be transferred or withdrawn; earning and redemption rules are published in the app.
|
Yes
Supported
RedotPay · Standard physical
Apple Pay
Available for supported cards and devices
Wallet-region and card-linking requirements apply
|
Yes
Supported
RedotPay · Standard physical
Google Pay
Available for supported cards and devices
Wallet-region and card-linking requirements apply
|
Yes：
Monthly ≤$10,000: 2%
3% above tier; conversion, FX and operator fees extra
RedotPay · Standard physical
ATM withdrawals
Monthly withdrawals ≤ $10,000: 2%; higher tier: 3%
ATM operator, crypto conversion and non-USD withdrawal charges may also apply
|
0 platform fee on crypto deposits
Network fee extra; other routes quoted separately
RedotPay · Standard physical
Funding fees
Crypto deposits: no RedotPay deposit fee
Sender network fees apply. Other funding or purchase routes use their displayed quote, not the crypto-deposit fee.
|
Physical card for terminals and ATMs
|
USDT, USDC, BTC, ETH
Verify network before deposit; meet coin minimums
RedotPay · Standard physical
Payment assets
USDT, USDC, BTC, ETH and other in-app supported assets
Check asset, network, address and minimum in Deposit before sending. Minimums vary; net deposits below the threshold are not immediately credited.
|
Spend up to $100,000/tx
ATM usually $3,750/day; some countries $3,000; personal limits may be lower
RedotPay · Standard physical
Spending / ATM limits
Purchase ceiling $100,000/transaction, $1,000,000/day
USD physical ATM: 3/day and 30/month; normally $3,750/day and $50,000/month, certain countries $3,000/day and $10,000/month. Account risk limits can be lower.
|
Custody in RedotPay platform account
Managed by platform; counterparty risks apply
RedotPay · Standard physical
Who holds funds
Assets are funded into a RedotPay custodian account
The platform and custodians manage the balance, with counterparty and stablecoin risks. Separate on-chain vault programs are outside this listing.
|
Apply in app; activate on arrival
$100 issue fee; delivery address required
RedotPay · Standard physical
Apply / activate
Register and verify → fund account → apply in Card
Enter your real billing address in English and delivery address; pay $100, await delivery and activate in the app. Delivery has separate restrictions: Egypt, Palestine and Tunisia are also excluded beyond the issuance restrictions. A supported delivery address does not establish application eligibility.
|
2–15 days after merchant refund
Merchant may take over 30 days; issue fee not refunded
RedotPay · Standard physical
Refunds / repayment
Merchant initiates refund to your RedotPay account
Merchant processing may take 30+ days; RedotPay credits within 2–15 days after receipt. Issuance fees remain non-refundable.
|
Small, declined and selected-merchant transactions can incur fees
RedotPay · Standard physical
Usage limits
Small, declined and selected-merchant transactions can incur fees Per card/month: first five purchases ≤$1 have no small-payment charge, then $0.20 each; first three declines are free, then $0.50 each. Selected merchants: first three exempt, then 1.5%, minimum $0.50.
|
|
|
Eligible countries unconfirmed
See known restrictions in full terms
RedotPay · Pro monthly + virtual
Eligibility
Age 18+; identity document and face verification
Citizenship, residence and physical location are assessed separately. Mainland China and the US have nationality/service restrictions; Singapore residents cannot obtain cards. Other applicants still need in-app approval.
|
1 virtual fee waiver
Monthly plan; physical extra
RedotPay · Pro monthly + virtual
Issuance
One virtual issuance fee waiver with membership
Pro is an account subscription; monthly membership does not waive physical issuance
|
$12.90 / month
Auto-renews; opt out; no refund
RedotPay · Pro monthly + virtual
Monthly / annual
$12.90/month
Renewal attempted 48 hours before expiry; membership is non-refundable, renewal can be disabled
|
1% crypto conversion
Non-USD adds 1.2%
RedotPay · Pro monthly + virtual
Spending fees
Crypto conversion 1%; non-USD purchases add 1.2%
USD card only. USD purchases avoid the foreign-currency fee; crypto conversion still applies.
|
3% · up to 18 USDs/mo
Eligible Apple/Google Pay only
30-day expiry; spend only
RedotPay · Pro monthly + virtual
Rewards
3% eligible purchases, capped at 18 USDs/month
Eligible Apple Pay / Google Pay purchases only. Credited after settlement; expires in 30 days. Spend-only, not transferable or cash-withdrawable. Refunds reverse rewards.
|
Yes
Supported
RedotPay · Pro monthly + virtual
Apple Pay
Available for supported cards and devices
Wallet-region and card-linking requirements apply
|
Yes
Supported
RedotPay · Pro monthly + virtual
Google Pay
Available for supported cards and devices
Wallet-region and card-linking requirements apply
|
No
Not supported
RedotPay · Pro monthly + virtual
ATM withdrawals
No ATM access for this virtual card
A separate physical card is required; Pro monthly includes neither free physical issuance nor an ATM allowance
|
0 platform fee on crypto deposits
Network fee extra; other routes quoted separately
RedotPay · Pro monthly + virtual
Funding fees
Crypto deposits: no RedotPay deposit fee
Sender network fees apply. Other funding or purchase routes use their displayed quote, not the crypto-deposit fee.
|
Virtual card for online purchases and mobile wallets
|
USDT, USDC, BTC, ETH
Verify network before deposit; meet coin minimums
RedotPay · Pro monthly + virtual
Payment assets
USDT, USDC, BTC, ETH and other in-app supported assets
Check asset, network, address and minimum in Deposit before sending. Minimums vary; net deposits below the threshold are not immediately credited.
|
Max $100,000/tx · $1,000,000/day
Published ceilings; personal limits subject to KYC/risk
RedotPay · Pro monthly + virtual
Spending / ATM limits
Purchase ceiling $100,000/transaction, $1,000,000/day
Published USD card ceilings are not guaranteed personal limits; risk controls or user-set limits can be lower. Virtual cards have no ATM access.
|
Custody in RedotPay platform account
Managed by platform; counterparty risks apply
RedotPay · Pro monthly + virtual
Who holds funds
Assets are funded into a RedotPay custodian account
The platform and custodians manage the balance, with counterparty and stablecoin risks. Separate on-chain vault programs are outside this listing.
|
Apply in RedotPay app
Approval and funding required; issue fee depends on card type
RedotPay · Pro monthly + virtual
Apply / activate
Register and verify → fund account → apply in Card
Enter your real billing address in English; pay $10 for standard virtual or use the Pro waiver. Activation requires approval.
|
2–15 days after merchant refund
Merchant may take over 30 days; Pro fees non-refundable
RedotPay · Pro monthly + virtual
Refunds / repayment
Merchant initiates refund to your RedotPay account
Merchant processing may take 30+ days; RedotPay credits within 2–15 days after receipt. Disable renewal under Manage membership; benefits last to paid expiry. Membership fees are non-refundable.
|
Small, declined and selected-merchant transactions can incur fees
RedotPay · Pro monthly + virtual
Usage limits
Small, declined and selected-merchant transactions can incur fees Per card/month: first five purchases ≤$1 have no small-payment charge, then $0.20 each; first three declines are free, then $0.50 each. Selected merchants: first three exempt, then 1.5%, minimum $0.50.
|
|
|
9 APAC markets; citizenship/residency
Includes SG/JP; mainland China and HK excluded
Bitget Wallet Card · APAC virtual
Eligibility
Eligible citizens or residents of SG, KR, JP, VN, MY, TW, AU, TH and PH
Residents need an employment pass and address evidence; accepted ID, passport or driving licence must remain valid for at least 3 months. Mainland China and Hong Kong are outside this APAC application list; travel does not establish residency.
|
Free virtual card
Supported APAC regions only
Bitget Wallet Card · APAC virtual
Issuance
Free virtual-card application
Identity and market approval required; physical card costs extra.
|
No monthly / annual fee
Conversion & FX extra
Bitget Wallet Card · APAC virtual
Monthly / annual
No monthly or annual fee
Conversion and foreign-currency charges still apply.
|
0.05%–0.2% conversion
Non-USD adds 1.7%, at Visa rates
Bitget Wallet Card · APAC virtual
Spending fees
0.05%–0.2% conversion; non-USD adds 1.7%
Visa exchange rates apply; USD purchases waive only the additional FX fee, not conversion.
|
Base 2%; qualified 3%
Rewards on $200–$600 spend/mo
3% needs new-user/spend criteria
Bitget Wallet Card · APAC virtual
Rewards
2% base assetback; 3% for new or qualifying users
Eligible spending is capped at $200–$600 monthly by market, visible on Card cashback. The 3% tier requires $200 spend in SG/KR/JP/MY/TW/AU or $100 in VN/TH/PH, or new-cardholder eligibility; lasts this month and next. Claim 8 days after settlement. Choose USDC or tokenized assets such as WBTC, XAUt and stock tokens, not direct stock ownership. Refunds and excluded merchants do not qualify.
|
Paused
Enrollment paused
Bitget Wallet Card · APAC virtual
Apple Pay
APAC cards temporarily cannot be added to Apple Pay
The APAC help page suspends card enrollment without a restoration date.
|
Yes
Supported
Bitget Wallet Card · APAC virtual
Google Pay
Google Pay supported
Requires a compatible Android/NFC device, supported wallet market and phone verification; tap-to-pay requires successful enrollment.
|
No
Not supported
Bitget Wallet Card · APAC virtual
ATM withdrawals
Physical card required for ATM access
This virtual edition excludes a physical card; ATM use is also unavailable in Singapore.
|
0 top-up fee · network gas extra
First top-up needs Travel Rule; non-withdrawable
Bitget Wallet Card · APAC virtual
Funding fees
No card top-up fee; network gas is extra
Prefund the card and complete FOMO Pay Travel Rule information on first top-up. Unspent balance cannot be withdrawn back to the wallet.
|
Virtual Visa debit card
|
USDT, USDC, etc.
Check token network; usually credited in 3–7 minutes
Bitget Wallet Card · APAC virtual
Payment assets
Top up with supported USDT/USDC routes in Card → Top up
Verify the selected token network, destination and credited amount each time; retain native gas. First top-up needs Travel Rule details, usually arriving in 3–7 minutes. A regular wallet address is not automatically a card top-up address.
|
Daily $50k · annual $990k
Single deposit max $200k; subject to risk controls
Bitget Wallet Card · APAC virtual
Spending / ATM limits
Spend up to $50,000/day and $990,000/year; top up at most $200,000 per transfer
APAC published maximums remain subject to balance and risk controls.
|
Prefunded balance via DCS program
Card balance distinct from wallet; non-withdrawable
Bitget Wallet Card · APAC virtual
Who holds funds
Spend a prefunded card balance through the DCS program
Wallet assets and topped-up card balances are distinct; unused card funds cannot be returned to the wallet.
|
In-wallet application; usually 1–2 mins review
Seed/MPC wallet required; manual review may take 1–3 workdays
Bitget Wallet Card · APAC virtual
Apply / activate
Update app → Wallet → Card → Apply now → identity verification → top up
Supported wallet types are seed-phrase or MPC wallets, not private-key-only wallets. Typical review is 1–2 minutes, manual review may take 1–3 working days. No identity or wallet data is submitted to TopCardX.
|
Refunds usually ~7 workdays
30–45 days in special cases; unspent balance cannot be withdrawn
Bitget Wallet Card · APAC virtual
Refunds / repayment
Merchant refunds usually take about 7 working days; exceptions 30–45 days
Refunds have no fee but may have exchange-rate differences; unspent top-ups cannot be withdrawn. Freeze under Card → Manage and contact app Support for loss; replacement changes virtual card details.
|
No additional terms listed
Bitget Wallet Card · APAC virtual
Usage limits
No additional terms listed
|
|
|
9 APAC markets; citizenship/residency
Includes SG/JP; mainland China and HK excluded
Bitget Wallet Card · APAC physical
Eligibility
Eligible citizens or residents of SG, KR, JP, VN, MY, TW, AU, TH and PH
Residents need an employment pass and address evidence; accepted ID, passport or driving licence must remain valid for at least 3 months. Mainland China and Hong Kong are outside this APAC application list; travel does not establish residency.
|
$49 incl. shipping
From card balance
Bitget Wallet Card · APAC physical
Issuance
Physical card $49 including international shipping
Deducted from card balance; referral offsets require separate qualification.
|
No monthly / annual fee
Conversion & FX extra
Bitget Wallet Card · APAC physical
Monthly / annual
No monthly or annual fee
Conversion and foreign-currency charges still apply.
|
0.05%–0.2% conversion
Non-USD adds 1.7%, at Visa rates
Bitget Wallet Card · APAC physical
Spending fees
0.05%–0.2% conversion; non-USD adds 1.7%
Visa exchange rates apply; USD purchases waive only the additional FX fee, not conversion.
|
Base 2%; qualified 3%
Rewards on $200–$600 spend/mo
3% needs new-user/spend criteria
Bitget Wallet Card · APAC physical
Rewards
2% base assetback; 3% for new or qualifying users
Eligible spending is capped at $200–$600 monthly by market, visible on Card cashback. The 3% tier requires $200 spend in SG/KR/JP/MY/TW/AU or $100 in VN/TH/PH, or new-cardholder eligibility; lasts this month and next. Claim 8 days after settlement. Choose USDC or tokenized assets such as WBTC, XAUt and stock tokens, not direct stock ownership. Refunds and excluded merchants do not qualify.
|
Paused
Enrollment paused
Bitget Wallet Card · APAC physical
Apple Pay
APAC cards temporarily cannot be added to Apple Pay
The APAC help page suspends card enrollment without a restoration date.
|
Yes
Supported
Bitget Wallet Card · APAC physical
Google Pay
Google Pay supported
Requires a compatible Android/NFC device, supported wallet market and phone verification; tap-to-pay requires successful enrollment.
|
Yes：
1% · min $5/withdrawal
Plus 0.05% conversion, 1.7% FX and possible operator fees; no Singapore ATM access
Bitget Wallet Card · APAC physical
ATM withdrawals
ATM fee 1%, minimum $5 per withdrawal
Also subject to 0.05% conversion, 1.7% FX and possible ATM-operator charges. ATM withdrawals unavailable in Singapore.
|
0 top-up fee · network gas extra
First top-up needs Travel Rule; non-withdrawable
Bitget Wallet Card · APAC physical
Funding fees
No card top-up fee; network gas is extra
Prefund the card and complete FOMO Pay Travel Rule information on first top-up. Unspent balance cannot be withdrawn back to the wallet.
|
Physical Visa debit
|
USDT, USDC, etc.
Check token network; usually credited in 3–7 minutes
Bitget Wallet Card · APAC physical
Payment assets
Top up with supported USDT/USDC routes in Card → Top up
Verify the selected token network, destination and credited amount each time; retain native gas. First top-up needs Travel Rule details, usually arriving in 3–7 minutes. A regular wallet address is not automatically a card top-up address.
|
Daily $50k · ATM $10,000/day
ATM $3k/tx, max 20/day; $100k monthly cap
Bitget Wallet Card · APAC physical
Spending / ATM limits
Spend $50,000/day and $990,000/year; ATM $3,000/transaction
ATM limits: $10,000 and 20 withdrawals/day; $100,000 and 30/month. Withdrawals count toward daily spending. Top-up maximum $200,000/transfer.
|
Prefunded balance via DCS program
Card balance distinct from wallet; non-withdrawable
Bitget Wallet Card · APAC physical
Who holds funds
Spend a prefunded card balance through the DCS program
Wallet assets and topped-up card balances are distinct; unused card funds cannot be returned to the wallet.
|
Order physical after virtual setup
Keep $49 balance; activate and set PIN on arrival
Bitget Wallet Card · APAC physical
Apply / activate
Open the card account, then apply in Card → Physical card
Provide shipping details and $49 card balance; activate and set PIN on arrival. Tracking follows by email/SMS after dispatch.
|
Refunds usually ~7 workdays
30–45 days in special cases; unspent balance cannot be withdrawn
Bitget Wallet Card · APAC physical
Refunds / repayment
Merchant refunds usually take about 7 working days; exceptions 30–45 days
Refunds have no fee but may have exchange-rate differences; unspent top-ups cannot be withdrawn. Freeze under Card → Manage and contact app Support for loss; replacement changes virtual card details.
|
No additional terms listed
Bitget Wallet Card · APAC physical
Usage limits
No additional terms listed
|
|
|
Supported regions; US/UK paused
US/UK applications paused; mainland China/HK/SG not open
MetaMask Card · Virtual
Eligibility
Residents of supported regions, subject to identity verification
Supported regions include major EU countries, Canada, Brazil, Argentina and Mexico. US/UK signups paused; mainland China, Hong Kong and Singapore not open. Merchant acceptance is separate from application eligibility.
|
Free virtual card
MetaMask Card · Virtual
Issuance
Free virtual issuance
|
No annual fee
MetaMask Card · Virtual
Monthly / annual
No annual fee
|
1% cross-border fee
Eligible stablecoin conversion 0–0.5%
Other crypto 0.875%; gas extra
MetaMask Card · Virtual
Spending fees
Foreign-merchant transactions 1%; asset conversion may add fees
Non-US holders: local stablecoin conversion free; 0.5% when the stablecoin matches neither holder nor merchant currency (Argentina USD exception); other crypto such as wETH 0.875%. Mastercard exchange rates and gas also apply.
|
1% mUSD
Eligible spend; claim; gas extra
MetaMask Card · Virtual
Rewards
1% mUSD on eligible purchases
Claim in the Card rewards page; network gas may apply. Refunds and ineligible transactions do not earn rewards; Metal 3% terms do not apply.
|
Yes
Supported
MetaMask Card · Virtual
Apple Pay
Can be added to your mobile wallet
Wallet region and device requirements apply
|
Yes
Supported
MetaMask Card · Virtual
Google Pay
Can be added to your mobile wallet
Wallet region and device requirements apply
|
No
Not supported Non-US virtual edition
MetaMask Card · Virtual
ATM withdrawals
No ATM for non-US virtual cards
US legacy virtual and Metal ATM terms do not apply to this variant
|
Free spending authorization
On-chain gas applies; no minimum authorization amount
MetaMask Card · Virtual
Funding fees
Free spending delegation; network gas applies
No minimum delegation amount. Wallet funding, bridging and third-party purchases carry route-specific costs.
|
Virtual only; no plastic card shipped
|
Linea / Base / Solana / Monad
Specified assets per network; support is not interchangeable
MetaMask Card · Virtual
Payment assets
Selected assets on Linea / Base / Solana / Monad
Linea: mUSD, USDC, USDT, wETH, EURe, GBPe; Base/Solana: USDC, USDT; Monad: USDC. Select the funding wallet and asset; the same token name on another chain is not sufficient.
|
Up to $10,000/tx, $15,000/day
Balance, authorization and risk limits apply; no ATM
MetaMask Card · Virtual
Spending / ATM limits
Up to $10,000/transaction and $15,000/day
Balance, delegation and risk controls also apply; non-US virtual cards have no ATM allowance
|
Funds stay in your wallet until payment
Only approved assets can be spent; permissions adjustable
MetaMask Card · Virtual
Who holds funds
Funds remain in your wallet until payment
Only authorized assets can be spent; spending permissions can be adjusted. Keep your wallet and recovery credentials secure.
|
Apply in MetaMask
Choose funding wallet and asset after approval
MetaMask Card · Virtual
Apply / activate
MetaMask → Card → verification → funding wallet and asset
After approval in a supported region, activate the virtual card and add it to a mobile wallet; no credit check
|
Refunds to card balance · withdrawable
Merchant initiates; withdrawable in Card → Withdraw
MetaMask Card · Virtual
Refunds / repayment
Request merchant refunds; disputes go to Crypto Life support
Refund credits can be spent or withdrawn under Card → Withdraw. Freeze the card and review wallet permissions on suspicious activity.
|
Yield-bearing tokens have a separate conversion fee
MetaMask Card · Virtual
Usage limits
Yield-bearing tokens have a separate conversion fee For assets such as aUSDC, the first $1,200/month converts free, then 0.5%; this does not waive all transaction charges
|
|
|
US residents, excluding Hawaii
US citizenship or permanent residency and verified account required
Coinbase Card · US debit
Eligibility
US residents excluding Hawaii, age 18+
The cardholder agreement requires US citizenship or permanent residence; a verified Coinbase account and possibly SSN documentation are required. No credit check.
|
$0 issue / replacement
Coinbase Card · US debit
Issuance
$0 issuance and replacement
|
$0 monthly fee
Coinbase Card · US debit
Monthly / annual
$0 monthly fee
|
$0 FX fee; conversion spread
Payment network rates
Coinbase Card · US debit
Spending fees
No separate foreign transaction fee; crypto conversion includes a spread
Foreign merchant currency uses the network rate; zero card fees do not mean zero exchange costs
|
Variable; see app offer
No fixed rate; offers expire
Coinbase Card · US debit
Rewards
Rate follows the current selectable in-app offer
Offers have expiration dates and can be changed; earned rewards do not expire with the offer. An offer may be auto-selected; there is no guaranteed fixed rate.
|
Yes
Supported
Coinbase Card · US debit
Apple Pay
Supported
|
Yes
Supported
Coinbase Card · US debit
Google Pay
Supported
|
Yes：
No Coinbase ATM fee
Operator fee extra; crypto conversion spread applies
Coinbase Card · US debit
ATM withdrawals
No Coinbase ATM withdrawal fee
ATM operator charges may apply; spending crypto still involves a conversion spread
|
$0 from Coinbase balance
Other funding/buy fees may apply; clearing holds possible
Coinbase Card · US debit
Funding fees
Coinbase balance funding $0
Coinbase account deposits or asset purchases have separate route costs; bank-funded balances may still be on hold.
|
Virtual access + mailed physical card; one active card account
|
USD, USDC and supported crypto
Choose payment asset in Card; deposits must clear
Coinbase Card · US debit
Payment assets
USD, USDC and supported in-app cryptocurrencies
Select the spending asset in Card. Maintain available funds; a credited bank deposit may not yet be available for card spending.
|
Personal limits in app
Card → Support → View limits; individual agreement applies
Coinbase Card · US debit
Spending / ATM limits
Personal limits: Card → Support → View limits
Help Center says limits vary. The linked 2024 agreement lists purchases $2,500/24h, ATM $1,000/24h and card balance $25,000. Check your applicable agreement and in-app limits.
|
Debits Coinbase platform account
Auto-converted to USD; no credit line facility
Coinbase Card · US debit
Who holds funds
Spending debits your Coinbase platform account
Crypto is converted to USD for payment; this is not direct spending from a self-controlled wallet and provides no credit facility.
|
Apply in Coinbase
Virtual card after approval; physical delivery estimated 2–3 weeks
Coinbase Card · US debit
Apply / activate
Coinbase → Card → verify identity/address → apply
Virtual access after approval; physical delivery estimated at 2–3 weeks, then set PIN and activate
|
Refunds usually 5–10 business days
Timing depends on merchant; old refunds forwardable
Coinbase Card · US debit
Refunds / repayment
Refunds usually 5–10 business days; card lock in app
Contact the merchant first; timing depends on merchant/network. Old-card refunds can reach the replacement. Lock a lost card and replace it; the old card is deactivated.
|
Use blocked in mainland China, Hong Kong and other restricted territories
Coinbase Card · US debit
Usage limits
Use blocked in mainland China, Hong Kong and other restricted territories Restricted categories include gambling, securities, money transfer and crypto merchants. US eligibility does not imply card acceptance in every destination.
|
|
|
50 US states
Gemini account & credit approval; full application triggers hard inquiry
Gemini Credit Card · US credit
Eligibility
18+ residents of the 50 US states; identity and credit approval required
A Gemini Exchange account must also be approved. Prequalification is not approval; a full application triggers a hard credit inquiry. Non-US residents are not eligible.
|
Initial fee not listed
1 free replacement/12 months
Then $50 each
Gemini Credit Card · US credit
Issuance
No initial issue fee listed; one free replacement per 12 months
Further replacements in that period cost $50 each; issuance requires credit approval.
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$0 annual fee
Unpaid bills may incur interest
No grace on cash advances
Gemini Credit Card · US credit
Monthly / annual
$0 annual fee
No annual fee does not waive borrowing interest or cash-advance charges.
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No foreign transaction fee
Mastercard rate; cash fees extra
Gemini Credit Card · US credit
Spending fees
No foreign transaction fee
Mastercard currency conversion applies; cash advances still incur fees and interest.
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1%–4% paid in crypto
By category; 4% on first $300/mo
Then 1% for that category
Gemini Credit Card · US credit
Rewards
4% gas/EV/transit, 3% dining, 2% groceries, 1% other eligible purchases
The 4% category applies to the first $300 each calendar month, then 1%. Merchant classification determines rewards, paid in selected crypto to Gemini. Cash advances excluded; merchant-specific Vault offers are separate.
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Yes
Supported
Gemini Credit Card · US credit
Apple Pay
Apple Pay supported
Add the issued digital card on a supported device and wallet.
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Yes
Supported
Gemini Credit Card · US credit
Google Pay
Google Pay supported
Samsung Pay is also supported for the digital card, subject to device and wallet requirements.
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Yes：
Cash advance 3%, min $10
Interest from transaction date; no grace period; APR varies with Prime
Gemini Credit Card · US credit
ATM withdrawals
Cash advance fee: 3%, minimum $10
Interest starts on the transaction date without a grace period. April 1, 2026 disclosure: variable APR 29.49% (Prime + 22.74%).
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Credit line spending · no prefunding
Repay via bank ACH/check; no direct crypto payoff
Gemini Credit Card · US credit
Funding fees
Spend a credit line; no prepaid top-up
Repay the USD bill using a linked bank account or check; crypto deposits are not repayments.
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Metal + same-number virtual card
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USD credit card · bank ACH repayment
Link bank account; crypto/exchange balance not accepted
Gemini Credit Card · US credit
Payment assets
USD credit purchases; repay from a bank account
Open Credit Card Dashboard → Make a payment and link a checking/savings account using ACH details, or mail a check. The help page excludes direct crypto and Gemini Exchange balance payments.
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Personal limit subject to approval
Cash advance max 10% of limit and $1,000/day
Gemini Credit Card · US credit
Spending / ATM limits
Personal credit limit is shown in approval email and monthly statements
Cash advances are limited to 10% of the credit limit and $1,000/day. Available credit may not recover until the next cycle or cleared funds; processing can take seven business days.
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WebBank credit line
No crypto collateral; rewards go to Gemini account
Gemini Credit Card · US credit
Who holds funds
Credit is issued by WebBank; rewards are held in Gemini
Purchases do not debit an onchain wallet or require crypto collateral. Rewards follow the platform account custody rules.
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Soft pre-check; full application has hard inquiry
Virtual card after approval and account verification
Gemini Credit Card · US credit
Apply / activate
Prequalify, then submit a full credit application
Start from the Gemini credit-card page. Prequalification has no score impact; the full application uses a hard inquiry. After approval and verification, access the digital card and activate the physical card when received.
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Pay in full on time for eligible grace period
Official APR floors differ; expand for details
Gemini Credit Card · US credit
Refunds / repayment
Pay each statement in full to retain the purchase grace period
Payment is due at least 25 days after statement close. The two April 1, 2026 official documents disagree on the purchase APR floor: Rates & Fees lists 18.49%–34.49%, while the Cardholder Agreement lists 16.49%–34.49%, both variable with Prime. Neither floor is a promised approved rate; check the individual disclosure when applying. Regaining a lost grace period requires two consecutive full timely statement payments; cash advances have no grace period.
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Minimum payments do not avoid interest · Late payments, returned payments and penalty APR · Do not use the card for crypto purchases, self-payments or funding Gemini
Gemini Credit Card · US credit
Usage limits
Minimum payments do not avoid interest Below $25, pay the balance. Otherwise the minimum is the greater of $25 or 2.5% of the balance excluding interest, fees and Rewards Charges, plus those charges; add overdue and over-limit amounts. Read Minimum Payment Due on the statement. · Late payments, returned payments and penalty APR First late payment: up to $25; another within six cycles: up to $35. Returned payment: $25 first, $35 for repeats within six cycles, subject to agreement caps. Qualifying repeated lateness or returned payment may trigger variable penalty APR, disclosed as 33.49%. · Do not use the card for crypto purchases, self-payments or funding Gemini For lawful personal/household spending, not business use. Lock the card in the app and contact card support for disputed transactions; billing-error rights are in agreement Exhibit B.
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Eligible countries unconfirmed
See known restrictions in full terms
Bybit Card · APAC virtual
Eligibility
Supported residence in the application flow plus identity and address checks
Select actual residence in Finance → Card; unsupported regions can only register interest. Exchange KYC does not guarantee card approval; additional ID/address and a supported phone may be required. APAC is separate from AU/EU programs. The global card page explicitly excludes EEA customers; do not reuse Bybit EU eligibility.
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Virtual fee waived
Until further notice
Bybit Card · APAC virtual
Issuance
Virtual issuance currently free
Free until further notice; physical eligibility and fees are separate.
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No annual fee
Spending / ATM fees extra
Bybit Card · APAC virtual
Monthly / annual
No annual, inactivity or cancellation fee
Purchase/ATM conversion and FX costs still apply.
|
0.9% conversion + 2% FX
USD first; conversion on sell rate
Bybit Card · APAC virtual
Spending fees
Crypto conversion 0.9%; non-USD FX fee 2%
0.9% is added to Bybit One-Click Sell rates; Visa FX cost is separate. USD balance is used first, then selected crypto in priority order; minimum conversion $1.
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Base 2% · max 5 USDT/mo
Cap shared with Bybit Pay
Crypto only from Oct 5, 2026 10:00 UTC; higher tiers require upgrades
Bybit Card · APAC virtual
Rewards
Base 2% in points capped at 5 USDT/month; higher tiers up to 10%
Non-VIP monthly spend $500/$3,500/$9,500/$12,500/$25,000 qualifies for 2%/4%/6%/8%/10%, capped at 50/150/250/400/600 USDT; VIP status maps to tiers. From 2026-10-05 10:00 UTC, eligibility follows merchant settlement time: only crypto-funded purchases earn rewards, not fiat-funded purchases. Caps are shared with Bybit Pay; points become available after 4 days, with 500 points per USDT. Enable Auto Cashback; a minimum of 50 points is required. Before that change, selected subscriptions require Tier 2 or above and direct purchase on the merchant website to qualify for 100% in points within the shared monthly cap; from that same time, this requires non-VIP Tier 3 or above, or VIP status, and crypto funding. Refunds, fees, ATM withdrawals and excluded transactions do not qualify. Pay Later incentives are not included.
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No
Not supported
Bybit Card · APAC virtual
Apple Pay
Apple Pay not supported for APAC cards
Apple Pay support from AU, Brazil and other regions does not apply here.
|
Yes
Supported
Bybit Card · APAC virtual
Google Pay
Google Pay supported for APAC cards
Requires compatible device, supported wallet market and verification.
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Limited：
Requires Tier 2+ & NFC ATM
First $100/month has no Bybit ATM fee, then 2%; conversion/FX/operator fees extra
Bybit Card · APAC virtual
ATM withdrawals
Virtual NFC ATM access is conditional; APAC Tier 1 has no ATM allowance
Tier 2+ additionally needs local bank/ATM NFC support. First $100/month waives Bybit ATM fees, then 2% on excess; FX/conversion and operator costs are extra. ATM use is restricted in mainland China.
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Debits Funding or Easy Earn balance
No card wallet; direct card deposits may lock 24h
Bybit Card · APAC virtual
Funding fees
No separate card wallet; uses Funding / available Flexible Easy Earn balance
Fund or transfer into the platform account; purchase-channel and network costs are separate. Direct card deposits may be locked for 24 hours.
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Virtual USD Visa (marked credit)
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USD, USDT, USDC, BTC, ETH, etc.
USD spent first; auto-sells crypto on shortfall
Bybit Card · APAC virtual
Payment assets
USD plus USDT, USDC, GRAM, BTC, ETH and XRP
Draws on available Funding Account and Flexible Easy Earn balances, subject to the Earn product terms. Set assets/order under Card → Paying With: USD first, then selected crypto; insufficient funds decline. Transfer assets from other trading accounts first; direct card deposits have a 24-hour lock.
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Tier 1: daily $10k · monthly $50k
Annual $150k; Tier 1 no ATM; upgradeable
Bybit Card · APAC virtual
Spending / ATM limits
APAC Tier 1 $10,000/purchase and day; $50,000/month; $150,000/year
Virtual and physical limits are separate. Tier 2 day/month/year: $50k/$150k/$500k; Tier 3: $100k/$350k/$900k. Request review in Card Dashboard → Check Limit. Tier 1 has no ATM allowance.
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Bybit platform account custody
Held on platform; savings debiting follows terms
Bybit Card · APAC virtual
Who holds funds
Bybit platform accounts hold assets, frozen and settled on payment
Funding or Flexible Easy Earn balances may be used; savings terms apply when selected. This entry covers balance-funded spending, not separate borrowing products.
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Apply in Bybit app
Usually minutes; manual review may take up to 7 workdays
Bybit Card · APAC virtual
Apply / activate
Finance → Card → Apply → residence → KYC → address → security verification
Link email/phone and 2FA, then submit under issuer terms. Usually minutes, but review may take 7 working days; complete billing information to activate after approval.
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Pre-auth hold · refunds in ~2 workdays
Refunds credited as USD; dispute within 60 days
Bybit Card · APAC virtual
Refunds / repayment
Authorization freezes funds until settlement; refunds usually within 2 working days
Authorization may last 30 days. Refunds return as USD to Funding and can reverse points. FX/tip shortfalls must be repaid and can restrict cards/platform withdrawals. Freeze suspicious cards and dispute within 60 days.
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No additional terms listed
Bybit Card · APAC virtual
Usage limits
No additional terms listed
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Eligible countries unconfirmed
See known restrictions in full terms
Bybit Card · APAC physical
Eligibility
APAC Tier 2+ with an existing virtual card and verified residence
Physical rollout is phased; delivery country must match verified residence. Ineligible users join a waitlist; a shipping address does not replace residency. The global card page explicitly excludes EEA customers; do not reuse Bybit EU eligibility.
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5 USDT
VIP waiver; Tier 2+ required
Virtual card & address check
Bybit Card · APAC physical
Issuance
Physical issuance/replacement 5 USDT; VIP waiver available
Tier 2+ only, with virtual card and address verification; waiver depends on actual VIP eligibility.
|
No annual fee
Spending / ATM fees extra
Bybit Card · APAC physical
Monthly / annual
No annual, inactivity or cancellation fee
Purchase/ATM conversion and FX costs still apply.
|
0.9% conversion + 2% FX
USD first; conversion on sell rate
Bybit Card · APAC physical
Spending fees
Crypto conversion 0.9%; non-USD FX fee 2%
0.9% is added to Bybit One-Click Sell rates; Visa FX cost is separate. USD balance is used first, then selected crypto in priority order; minimum conversion $1.
|
Base 2% · max 5 USDT/mo
Cap shared with Bybit Pay
Crypto only from Oct 5, 2026 10:00 UTC; higher tiers require upgrades
Bybit Card · APAC physical
Rewards
Base 2% in points capped at 5 USDT/month; higher tiers up to 10%
Non-VIP monthly spend $500/$3,500/$9,500/$12,500/$25,000 qualifies for 2%/4%/6%/8%/10%, capped at 50/150/250/400/600 USDT; VIP status maps to tiers. From 2026-10-05 10:00 UTC, eligibility follows merchant settlement time: only crypto-funded purchases earn rewards, not fiat-funded purchases. Caps are shared with Bybit Pay; points become available after 4 days, with 500 points per USDT. Enable Auto Cashback; a minimum of 50 points is required. Before that change, selected subscriptions require Tier 2 or above and direct purchase on the merchant website to qualify for 100% in points within the shared monthly cap; from that same time, this requires non-VIP Tier 3 or above, or VIP status, and crypto funding. Refunds, fees, ATM withdrawals and excluded transactions do not qualify. Pay Later incentives are not included.
|
No
Not supported
Bybit Card · APAC physical
Apple Pay
Apple Pay not supported for APAC cards
Apple Pay support from AU, Brazil and other regions does not apply here.
|
Yes
Supported
Bybit Card · APAC physical
Google Pay
Google Pay supported for APAC cards
Requires compatible device, supported wallet market and verification.
|
Yes：
No Bybit ATM fee on first $100/month
Then 2%; FX/conversion/operator fees extra; no mainland China ATM
Bybit Card · APAC physical
ATM withdrawals
First $100/month without Bybit ATM fee, then 2% on excess
2% FX, 0.9% crypto conversion and operator charges may apply; no ATM withdrawals in mainland China.
|
Debits Funding or Easy Earn balance
No card wallet; direct card deposits may lock 24h
Bybit Card · APAC physical
Funding fees
No separate card wallet; uses Funding / available Flexible Easy Earn balance
Fund or transfer into the platform account; purchase-channel and network costs are separate. Direct card deposits may be locked for 24 hours.
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Physical USD Visa card
|
USD, USDT, USDC, BTC, ETH, etc.
USD spent first; auto-sells crypto on shortfall
Bybit Card · APAC physical
Payment assets
USD plus USDT, USDC, GRAM, BTC, ETH and XRP
Draws on available Funding Account and Flexible Easy Earn balances, subject to the Earn product terms. Set assets/order under Card → Paying With: USD first, then selected crypto; insufficient funds decline. Transfer assets from other trading accounts first; direct card deposits have a 24-hour lock.
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Tier 2: daily $50k · ATM $3k/day
ATM monthly $10k/30 tx; separate card limits
Bybit Card · APAC physical
Spending / ATM limits
Tier 2 spending $50,000/day; $150,000/month; $500,000/year
Tier 2 ATM: $3,000/3 withdrawals daily, $10,000/30 monthly, $75,000/360 yearly. Tier 3 yearly ATM $100,000. Virtual/physical spending limits are separate; see Check Limit for approved tier.
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Bybit platform account custody
Held on platform; savings debiting follows terms
Bybit Card · APAC physical
Who holds funds
Bybit platform accounts hold assets, frozen and settled on payment
Funding or Flexible Easy Earn balances may be used; savings terms apply when selected. This entry covers balance-funded spending, not separate borrowing products.
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Tier 2+; phased availability
Existing virtual card required; delivery may take 30 days
Bybit Card · APAC physical
Apply / activate
Obtain virtual card and Tier 2, then apply in the physical-card section
Provide a shipping address in the verified residence country and set a PIN. Delivery may take 30 days; verify/activate after arrival. Phased rollout does not guarantee immediate availability.
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Pre-auth hold · refunds in ~2 workdays
Refunds credited as USD; dispute within 60 days
Bybit Card · APAC physical
Refunds / repayment
Authorization freezes funds until settlement; refunds usually within 2 working days
Authorization may last 30 days. Refunds return as USD to Funding and can reverse points. FX/tip shortfalls must be repaid and can restrict cards/platform withdrawals. Freeze suspicious cards and dispute within 60 days.
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No additional terms listed
Bybit Card · APAC physical
Usage limits
No additional terms listed
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Supported international regions
Residence/citizenship rules; US, CA and PR need separate confirmation.
ether.fi Cash · Core international virtual
Eligibility
Supported international residences and eligible identity required
The official list includes Hong Kong, Singapore, the UK, parts of Europe and other regions. Belgium and Ireland are eligible for Cash without physical delivery. Unlisted jurisdictions cannot currently apply. Residence, citizenship and compliance checks must satisfy the terms. The US program has separate agreements and is outside this entry. Canada appears in the help list but the terms exclude Canadian residents and citizens; obtain official confirmation first.
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First card $0 / $10
Regional quote; extra cards $10. Check before ordering.
ether.fi Cash · Core international virtual
Issuance
First virtual card $0 or $10 by region
The newer first-card fee FAQ lists AR, AO, BD, BO, CO, EC, ID, MY, MX, NG, PE, PH, ZA and TH at $10; the first card is normally free elsewhere. Additional cards after the allowance cost $10. An older limits page also lists HK, GB and SG as charged: check the regional Add Card quote before ordering. No physical card included.
|
No monthly / annual fee
Interest and transaction fees separate.
ether.fi Cash · Core international virtual
Monthly / annual
Core has no membership monthly or annual fee
Core does not require a paid upgrade or asset threshold. Issuance, funding and FX costs are separate; borrowing interest is not covered by free membership.
|
No USD/EUR markup
EUR beta; others ~1% + 0–0.5%, DCC separate.
ether.fi Cash · Core international virtual
Spending fees
No FX markup for USD/EUR spend; other currencies about 1% + 0–0.5%
Other currencies use Visa settlement rates with about 1% base FX cost plus 0–0.5% Core markup. Zero EUR markup is a beta rule for merchant charges actually denominated in EUR, whether funded by USDC or EURC; market currency conversion still applies. Merchant dynamic currency conversion (DCC) can add charges outside this exemption.
|
Up to 3% ETHFI
First $2k/month standard or $800 equivalent EUR; 7-day lock, $5 claim.
ether.fi Cash · Core international virtual
Rewards
Up to 3%, paid in ETHFI tokens
Progressive calendar-month tiers: standard spend earns 3% on the first $2,000, 1% on the next $1,000 and 0.5% above $3,000. EUR spend uses USD-equivalent thresholds: 3% on the first $800, 1% from $800 to $1,500 and 0.1% above $1,500. USD and EUR share one monthly counter, not separate allowances. Rewards convert to ETHFI at clearing, lock for 7 days and require a manual claim of at least $5; token value fluctuates. ATM, transfers, taxes, gift cards, financial funding, rent, gambling and other excluded transactions earn no rewards; refunds reverse rewards.
|
Yes
Apple Pay supported Region, device and wallet verification apply.
ether.fi Cash · Core international virtual
Apple Pay
Apple Pay supported
Add card details in the device wallet and complete verification; a supported region, device and active card are required.
|
Yes
Google Pay supported Region, device and wallet verification apply.
ether.fi Cash · Core international virtual
Google Pay
Google Pay supported
Add card details in the device wallet and complete verification; a supported region, device and active card are required.
|
No
Separate physical card needed Physical ATM access not included.
ether.fi Cash · Core international virtual
ATM withdrawals
ATM access requires a separate physical card
This virtual-card entry does not include physical-card cash access. Official guidance lists ATM use as a physical-card feature, with separate issuance and withdrawal terms.
|
Onchain costs; bank route fees
ACH $0.50 + 0.1%; expand for other routes.
ether.fi Cash · Core international virtual
Funding fees
Onchain network costs apply; bank funding is route-priced
Check the supported asset, network, address and transaction quote; network, protocol or bridge costs are not assumed free. Where available: USD ACH $0.50 + 0.10%; USD Wire/SWIFT $20 + 0.10%; EUR SEPA to USDC €0.90 + 0.15%, or to EURC €0.90. Other fiat routes, minimums and availability are shown in the deposit flow; route prices are not interchangeable.
|
Virtual Visa
Physical card ordered separately.
|
USDC / USDT / EURC and more
Set eligible asset priority; regional restrictions apply.
ether.fi Cash · Core international virtual
Payment assets
Direct Pay can use USDC, USDT, EURC and other supported account assets
Choose eligible assets and order at Portfolio → Set Spend Priority. Guidance also lists liquidUSD, liquidEUR, liquidReserve and frxUSD, but availability is regional. Liquid is unavailable to US/UK residents or citizens; Liquid Reserve belongs to a specific US program. Use only assets and deposit networks permitted for the account; insufficient balance does not guarantee a successful payment from another asset.
|
Default $5,000/day
Account default $10k/day and month; adjustable, balance/collateral apply.
ether.fi Cash · Core international virtual
Spending / ATM limits
Default card daily limit $5,000; account daily/monthly limits $10,000 each
These are adjustable defaults, not guaranteed maximum credit. Card and account limits both apply and the first reached blocks spend. Review or change them in Cash card Spending limits and Vault → Settings; changes may have a security delay. Direct Pay also depends on available balance; Borrow Mode depends on collateral ratios, protocol and account conditions.
|
Personal onchain account
Spending permissions; borrowing liquidation risk.
ether.fi Cash · Core international virtual
Who holds funds
Assets stay in a personal onchain account with spending permissions
Cash connects a non-custodial wallet and Direct Pay uses available assets. Borrow Mode collateral can be liquidated as prices fall or interest accrues. Third National issues the Visa card but does not provide the protocol loan; onchain assets are not insured bank deposits.
|
Signup → Add Card → Virtual
After verification, check the regional quote.
ether.fi Cash · Core international virtual
Apply / activate
Sign up with ether.fi → Cash / Cards → Add Card → Virtual
Confirm residence eligibility and complete verification, then review the Core first-virtual-card quote in Add Card before confirming. Obtain the card details, select a spending mode, fund the account and set limits; optionally add a mobile wallet. A physical order is not required.
|
Balance spend / secured borrowing
Immediate loan interest; USDC refunds do not repay debt.
ether.fi Cash · Core international virtual
Refunds / repayment
Direct Pay spends the balance; Borrow Mode accrues variable interest
Borrowing accrues compound interest immediately with no interest-free grace period; check the live account APY before borrowing. Repay voluntarily; no scheduled monthly minimum does not remove collateral requirements. Refunds usually take 3–7 business days and may take 30, return as USDC and reverse rewards. A Borrow Mode refund does not automatically repay debt: repay manually or interest continues.
|
Borrowing is not an interest-free credit line
ether.fi Cash · Core international virtual
Usage limits
Borrowing is not an interest-free credit line Falling collateral value or accrued interest can reduce available credit and trigger liquidation; Direct Pay is available without borrowing.
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Eligible countries unconfirmed
Check the issuer's application
KAST Card · Standard physical
Eligibility
Legal age and KAST identity/region approval required
An unlisted country in signup is unavailable; restricted nationality, residence or location can disqualify. Apple Pay and merchant-country lists are not application whitelists.
|
$0 card + $40 delivery
Standard plastic card
KAST Card · Standard physical
Issuance
Physical card $0 plus $40 delivery
Standard plastic edition; confirm shipping country, timeline and charges at checkout, not a metal or higher-tier membership.
|
$0 annual fee
Insufficient funds: $0.50/decline
KAST Card · Standard physical
Monthly / annual
Standard annual fee $0
Insufficient-balance declines cost $0.50; small non-USD purchases, FX and ATM fees are separate.
|
USD 0%; non-USD 0.5%–1.75%
Non-USD <$25: +$0.10/tx
Rate varies by regional program
KAST Card · Standard physical
Spending fees
USD spend 0%; non-USD FX 0.5%–1.75%
Rate varies by residence, transaction country and program. Non-USD purchases below $25 add $0.10.
|
1.5% · max $30/mo
First $2,000 eligible spend/mo
Paid in USD; ATM excluded
KAST Card · Standard physical
Rewards
Standard 1.5%, at most $30/month
Only the first $2,000 eligible monthly purchases earn USD cashback; no Standard spending points. ATM excluded; regional and transaction exclusions apply.
|
Limited
Supported Based on verified residence
KAST Card · Standard physical
Apple Pay
Apple Pay subject to registered residence
Uses residence verified with KAST, not device region or travel location; wallet support does not establish card eligibility.
|
Yes
Supported
KAST Card · Standard physical
Google Pay
Google Pay supported
Requires a supported region/device; obtain card details in the app and complete wallet verification.
|
Yes：
ATM $3 + 2% per withdrawal
Non-USD adds 0.5%–1.75%; operator fee extra; max $250 incl. fees
KAST Card · Standard physical
ATM withdrawals
ATM $3 + 2% per withdrawal
Non-USD adds 0.5%–1.75% FX and operator fees. Up to $250 including fees each, 3 withdrawals/$750 per rolling 24 hours.
|
0 stablecoin deposit fee · 1:1 USD
Gas extra; auto-conversion; bank deposits have fees
KAST Card · Standard physical
Funding fees
Supported stablecoin deposits: no receiving fee, 1:1 USD credit
Sender network fees remain; non-stablecoin conversion varies by token. Bank deposits: ACH $2, FedWire $15, SWIFT $30; EUR SEPA 0.5%.
|
Standard plastic Visa credit card with virtual companion
The credit line is secured by deposited assets and transactions settle from the KAST balance; this is not unsecured overdraft credit. Select Credit at checkout. Activate the physical card after delivery.
|
App → Receive → choose token/network → fund displayed address
Supports USDT, USDC, PYUSD and RLUSD, plus automatically converted assets such as BTC, ETH and SOL. Receiving and sending networks differ: USDC can be received on Base, but the published send list is Solana, Ethereum and Arbitrum. Check Receive / Pay for each transfer; do not assume deposit networks support withdrawals.
KAST Card · Standard physical
Payment assets
App → Receive → choose token/network → fund displayed address
Supports USDT, USDC, PYUSD and RLUSD, plus automatically converted assets such as BTC, ETH and SOL. Receiving and sending networks differ: USDC can be received on Base, but the published send list is Solana, Ethereum and Arbitrum. Check Receive / Pay for each transfer; do not assume deposit networks support withdrawals.
|
Spending subject to balance and risk limits
ATM max $250 incl. fees; max 3/$750 per rolling 24h
KAST Card · Standard physical
Spending / ATM limits
No uniform daily/monthly spend cap; ATM up to $250 including fees
Balance, merchant and review restrictions apply. ATM: at most 3 withdrawals/$750 in rolling 24 hours. App menu → Limits controls personal limits; no preset cap does not bypass risk checks.
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KAST holds funds
Not bank deposits; no deposit insurance; withdrawals subject to rules
KAST Card · Standard physical
Who holds funds
Transferred assets belong to KAST; USD ledger represents a claim on it
Not an independently controlled wallet or insured bank deposit; unspent value can be withdrawn under the service rules.
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Apply with $40 delivery · activate
Virtual card issued first; activate physical card
KAST Card · Standard physical
Apply / activate
KYC → Standard K → Physical and virtual → address/$40 delivery → activate on arrival
Virtual companion arrives first; shipping time varies. On delivery select card → More → Activate Physical Card.
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Refunds to balance, usually several workdays
Min $5 stablecoin withdrawal; network fee + 0.1% extra
KAST Card · Standard physical
Refunds / repayment
Merchant refunds return to KAST balance, usually in a few business days
Timing depends on merchant. Raise disputes within 90 days; handling fees may apply. Unspent funds can be withdrawn: stablecoin minimum $5, network fee plus 0.1% (e.g. Solana $1, Arbitrum $0.20); bank payouts quoted separately.
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No additional terms listed
KAST Card · Standard physical
Usage limits
No additional terms listed
|
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|
Eurozone residents (excl. Cyprus)
KYC required; Bankident users not eligible
Bitpanda Card · Euro-area physical card
Eligibility
Euro-area residents with a verified Bitpanda account
The help page excludes Cyprus and also names Liechtenstein as unsupported. Bankident-verified users cannot order. The app is required; nationality/document eligibility remains subject to account verification, not Visa acceptance.
|
First card + delivery free
Lost card: €5.90 replacement
Bitpanda Card · Euro-area physical card
Issuance
First card and initial delivery are free
Lost/damaged replacements cost €5.90; expired cards are replaced free. Shipping must match the registered residential address.
|
No monthly fee
Trading / conversion / ATM extra
Bitpanda Card · Euro-area physical card
Monthly / annual
No monthly fee
Trading, asset conversion and ATM fees are separate.
|
€0 extra FX fee
Visa rate; crypto trading fee extra
Bitpanda Card · Euro-area physical card
Spending fees
€0 additional non-EUR card transaction fee
Network conversion still applies and crypto trading fees are separate; merchant/ATM dynamic currency conversion may impose its own costs.
|
1% on eligible crypto spend
Paid in spent crypto; excludes
stablecoins, EUR, metals, stocks
Bitpanda Card · Euro-area physical card
Rewards
1% on eligible crypto-funded purchases
Rewards use the crypto spent. Stablecoins including USDC/USDT, EUR, metals and stocks are excluded, as are transfers, taxes, utilities and other excluded merchant categories. Allow up to 15 business days for crediting.
|
Yes
Supported
Bitpanda Card · Euro-area physical card
Apple Pay
Apple Pay supported
Wallet and device requirements apply.
|
Yes
Supported
Bitpanda Card · Euro-area physical card
Google Pay
Google Pay supported
Requires a device compatible with Google Wallet.
|
Yes：
ATM 2% (min €2) · daily €500
Operator fee extra; asset-to-EUR fee separate
Bitpanda Card · Euro-area physical card
ATM withdrawals
2%, minimum €2
ATM operators may add charges; asset-to-EUR trading fees are separate. Daily withdrawal limit: €500.
|
Spend balance; trading fee on asset sale
EUR balance debited directly; funding costs depend on route
Bitpanda Card · Euro-area physical card
Funding fees
Spend account assets; asset sales incur platform trading fees
Asset-sale quotes include trading fees, shown under Trade summary → Trade Fee; EUR is debited directly. Deposit minimums and coin/network fees are in Payment Methods and Limits; regulatory account limits may be lower.
|
Physical Visa debit · mobile wallet
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Platform crypto, metals and EUR
Set primary & backup asset; entire tx switches
Bitpanda Card · Euro-area physical card
Payment assets
Choose a main and fallback payment asset
Supported crypto, metals and EUR balances can fund payments; other fiat cannot be selected directly. If the main asset is insufficient, the whole payment uses the fallback; otherwise it is declined.
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Spend €10k/day · ATM €500/day
Monthly spend €280k; contactless limit ~€50
Bitpanda Card · Euro-area physical card
Spending / ATM limits
€10,000 daily spending; €500 daily ATM withdrawals
Published spending caps: €70,000/week and €280,000/month; minimum payment €1. Contactless is typically €50, varying by country. Check effective account limits in Card settings → Limits and Fees.
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Bitpanda platform custody
Auto-sells crypto and settles via EUR e-money
Bitpanda Card · Euro-area physical card
Who holds funds
Funds are held in the Bitpanda platform account
The platform sells assets and settles from the EUR e-money wallet. Transact Payments Malta Limited issues the card; this is not direct spending from a personal onchain wallet.
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Apply via App Profile → Card
Delivery up to 20 workdays; activate with CVV
Bitpanda Card · Euro-area physical card
Apply / activate
Apply under Profile → Card in the Bitpanda app
Complete verification, check name and residential address, select payment assets and order. The help page allows up to about 20 business days for delivery; activate the physical card using its CVV.
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Sells to EUR · refunds return EUR
Refunds credited as EUR, not repurchased crypto
Bitpanda Card · Euro-area physical card
Refunds / repayment
Assets sell to EUR; refunds return to the EUR wallet
Preauthorisation sells assets and may hold EUR for up to 30 days. Refunds, less applicable fees, return as e-money rather than the original crypto quantity. Related rewards may be reversed; any negative balance must be covered promptly.
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Rewards and trading costs are separate · Main payment asset must not consist exclusively or predominantly of e-money
Bitpanda Card · Euro-area physical card
Usage limits
Rewards and trading costs are separate Stablecoin spending does not earn 1%. Price moves and asset sale costs affect the outcome; refunds do not restore the original crypto quantity. · Main payment asset must not consist exclusively or predominantly of e-money Product terms section 2.2 imposes this restriction; support for EUR payments does not make this an unrestricted fiat-only account.
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EEA residents
KYC & residence proof; travel does not qualify
Krak Card · EEA physical
Eligibility
Verified eligible EEA users
Identity and residence approval required; travel, nationality or holding local currency does not establish residency.
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First plastic card free
Replacement €4.99
Krak Card · EEA physical
Issuance
Initial plastic card issuance is free
Replacement €4.99; excludes the separately qualified metal edition.
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No annual / monthly fee
Conversion spread / funding extra
Krak Card · EEA physical
Monthly / annual
No annual or monthly fee
Asset conversion, some funding routes and ATM-operator fees remain payable.
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No extra FX fee; spread applies
Variable cross-asset spread
Krak Card · EEA physical
Spending fees
No added FX fee; Mastercard exchange rate applies
Cross-asset spending includes a variable spread; settlement uses the card base currency, even when holding merchant currency.
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0%–2% by asset tier
30-day avg. €200: 0.5%
€50,000: 2%; fiat/BTC
Krak Card · EEA physical
Rewards
0%–2% by 30-day average assets; 2% requires €50,000
Combined Krak/Kraken/Kraken Pro assets: below €200 earns 0%; 200/1,000/10,000/50,000 unlock 0.5%/1%/1.5%/2%. Settlement-time tier applies, paid in EUR or BTC, currently uncapped monthly. ATM, refunds and purchases below €0.49 excluded. New-user 30-day 2% requires promotional eligibility.
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Yes
Supported
Krak Card · EEA physical
Apple Pay
Apple Pay supported
Requires a supported device/wallet market and successful card enrollment.
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Yes
Supported
Krak Card · EEA physical
Google Pay
Google Pay supported
Requires a supported device/wallet market and successful card enrollment.
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Yes：
No Krak ATM fee
Operator fees & conversion spread extra; monthly €4,800
Krak Card · EEA physical
ATM withdrawals
No Krak ATM withdrawal fee
Operator charges and cross-asset spread may apply. Maximum €300/withdrawal, €900/day and €4,800/month, subject to available balance.
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0 crypto deposit fee; local bank transfer free
Gas extra; bank-card funding €0.25 + 3.75%
Krak Card · EEA physical
Funding fees
No platform deposit fee for crypto or internal Krak/Kraken transfers
Sender network fees remain. Debit-card or Apple/Google Pay funding costs €0.25 + 3.75%; local bank transfer is free, PayPal/SWIFT varies.
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Mastercard debit + virtual card
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Fund Everyday · choose spend coin
Fiat and crypto split; verify network
Krak Card · EEA physical
Payment assets
Fund Everyday first, then choose assets in Spend Order
Transfer from Kraken or use Krak Add money. Supported fiat/crypto can fund a purchase together; assets marked Unavailable cannot be spent. Match token and network for on-chain funding.
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Spend €12k/day · €12k/month
Max €6k/tx; ATM €300/tx, €900/day
Krak Card · EEA physical
Spending / ATM limits
Spend €6,000/purchase, €12,000/day, €12,000/month
ATM €300/withdrawal, €900/day, €4,800/month. Card → Card Settings → Limits shows personal and remaining limits.
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Spend Krak Everyday balance
Platform-managed; not bank deposits, no deposit protection
Krak Card · EEA physical
Who holds funds
Spends platform-held Krak Everyday balances
Trading/staked assets must first be transferred in. E-money is not a bank deposit: no UK FSCS or EEA deposit-guarantee protection.
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KYC → virtual card → order physical
Unified login; activate physical in app
Krak Card · EEA physical
Apply / activate
Verify identity → set up virtual card → order physical → shipping address → activate
Krak/Kraken share login; manage cards in Krak Card. After initial setup select a physical card and confirm name/address. This is plastic, not the separately qualified metal edition.
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EUR settlement · refunds credited in EUR
Refunds not repurchased; freeze in app for disputes
Krak Card · EEA physical
Refunds / repayment
Settles in EUR; refunds return EUR to Everyday
Refunds do not automatically repurchase crypto. Merchant preauthorizations may reserve extra funds. Freeze in Card; dispute through transaction details → Get help with this transaction, contacting the merchant first for goods/services issues.
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No additional terms listed
Krak Card · EEA physical
Usage limits
No additional terms listed
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UK residents
UK KYC & residence proof; travel excluded
Krak Card · UK physical
Eligibility
Verified eligible UK users
Identity and residence approval required; travel, nationality or holding local currency does not establish residency.
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First plastic card free
Replacement £4.99
Krak Card · UK physical
Issuance
Initial plastic card issuance is free
Replacement £4.99; excludes the separately qualified metal edition.
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No annual / monthly fee
Conversion spread / funding extra
Krak Card · UK physical
Monthly / annual
No annual or monthly fee
Asset conversion, some funding routes and ATM-operator fees remain payable.
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No extra FX fee; spread applies
Variable cross-asset spread
Krak Card · UK physical
Spending fees
No added FX fee; Mastercard exchange rate applies
Cross-asset spending includes a variable spread; settlement uses the card base currency, even when holding merchant currency.
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0%–2% by asset tier
30-day avg. £200: 0.5%
£50,000: 2%; fiat/BTC
Krak Card · UK physical
Rewards
0%–2% by 30-day average assets; 2% requires £50,000
Combined Krak/Kraken/Kraken Pro assets: below £200 earns 0%; 200/1,000/10,000/50,000 unlock 0.5%/1%/1.5%/2%. Settlement-time tier applies, paid in GBP or BTC, currently uncapped monthly. ATM, refunds and purchases below £0.49 excluded. New-user 30-day 2% requires promotional eligibility.
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Yes
Supported
Krak Card · UK physical
Apple Pay
Apple Pay supported
Requires a supported device/wallet market and successful card enrollment.
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Yes
Supported
Krak Card · UK physical
Google Pay
Google Pay supported
Requires a supported device/wallet market and successful card enrollment.
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Yes：
No Krak ATM fee
Operator fees & conversion spread extra; monthly £4,000
Krak Card · UK physical
ATM withdrawals
No Krak ATM withdrawal fee
Operator charges and cross-asset spread may apply. Maximum £250/withdrawal, £750/day and £4,000/month, subject to available balance.
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0 crypto deposit fee · free UK transfer
Gas extra; card deposit costs £0.25 + 3.75%
Krak Card · UK physical
Funding fees
No platform deposit fee for crypto or internal Krak/Kraken transfers
Sender network fees remain. Debit-card or Apple/Google Pay funding costs £0.25 + 3.75%; local bank transfer is free, PayPal/SWIFT varies.
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Mastercard debit + virtual card
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Fund Everyday · choose spend coin
Fiat and crypto split; verify network
Krak Card · UK physical
Payment assets
Fund Everyday first, then choose assets in Spend Order
Transfer from Kraken or use Krak Add money. Supported fiat/crypto can fund a purchase together; assets marked Unavailable cannot be spent. Match token and network for on-chain funding.
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Spend £22k/day · £22k/month
Max £5k/tx; ATM £250/tx, £750/day
Krak Card · UK physical
Spending / ATM limits
Spend £5,000/purchase, £22,000/day, £22,000/month
ATM £250/withdrawal, £750/day, £4,000/month. Card → Card Settings → Limits shows personal and remaining limits.
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Spend Krak Everyday balance
Platform-managed; not bank deposits, no deposit protection
Krak Card · UK physical
Who holds funds
Spends platform-held Krak Everyday balances
Trading/staked assets must first be transferred in. E-money is not a bank deposit: no UK FSCS or EEA deposit-guarantee protection.
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KYC → virtual card → order physical
Unified login; activate physical in app
Krak Card · UK physical
Apply / activate
Verify identity → set up virtual card → order physical → shipping address → activate
Krak/Kraken share login; manage cards in Krak Card. After initial setup select a physical card and confirm name/address. This is plastic, not the separately qualified metal edition.
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GBP settlement · refunds credited in GBP
Refunds not repurchased; freeze in app for disputes
Krak Card · UK physical
Refunds / repayment
Settles in GBP; refunds return GBP to Everyday
Refunds do not automatically repurchase crypto. Merchant preauthorizations may reserve extra funds. Freeze in Card; dispute through transaction details → Get help with this transaction, contacting the merchant first for goods/services issues.
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No additional terms listed
Krak Card · UK physical
Usage limits
No additional terms listed
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EU + Norway residents
Excl. IS/LI; OKX Europe account & KYC required
OKX Card · EEA virtual
Eligibility
Eligible EU/Norway residents with an OKX Europe account and identity verification
Iceland/Liechtenstein excluded; Card must be available in the app and issuer approval is required. Nationality or European travel does not substitute for qualifying residence.
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Free virtual card
Eligible European users only
OKX Card · EEA virtual
Issuance
Free virtual-card issuance
Eligible European users only; no physical card is issued.
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No monthly / annual fee
Stablecoin spread: 0.1%
OKX Card · EEA virtual
Monthly / annual
No monthly, annual or inactivity fee
Stablecoin conversion spread still applies; no holding fee does not mean cost-free purchases.
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0.1% conversion spread
EUR settlement; Mastercard FX
OKX Card · EEA virtual
Spending fees
0.1% stablecoin conversion spread; no card FX markup
Card settles in EUR; Mastercard converts non-EUR purchases. EUR billing and the stablecoin conversion spread still apply.
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2% USDG · max €50/mo
Eligible USDG purchases only
OKX Card · EEA virtual
Rewards
Non-VIP 2%, capped at €50/month; VIP up to 10%/€1,000
Standard schedule effective 2026-09-01: VIP1 4%/€300, VIP2 4.5%/€450, VIP3 5%/€1,000, VIP4+ 10%/€1,000. USDG-funded purchases only, not USDC; paid in USDG usually within 72 hours of settlement. Cash, finance, insurance, education, government and other MCC exclusions apply; refunds reverse rewards. Minimum reward 0.01 EUR and 0.01 USDG after conversion.
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Yes
Supported
OKX Card · EEA virtual
Apple Pay
Apple Pay supported
Requires supported device, wallet market and successful enrollment.
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Yes
Supported
OKX Card · EEA virtual
Google Pay
Google Pay supported
Requires supported device, wallet market and successful enrollment.
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No
ATM withdrawals not supported Cash-like, transfer and broker funding restricted
OKX Card · EEA virtual
ATM withdrawals
ATM withdrawals not supported
Cash-like transactions, financial transfers and brokerage/crypto-exchange funding are also restricted.
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Debits OKX Pay · no separate card top-up
Hold supported stablecoins; network costs apply
OKX Card · EEA virtual
Funding fees
Spend OKX Pay balance without a separate card top-up
Hold supported stablecoins first; external transfer or purchase costs depend on network/channel.
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Virtual Mastercard debit (prepaid BIN)
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USDC and USDG stablecoins
Select USDG for rewards; auto-converts to EUR
OKX Card · EEA virtual
Payment assets
USDC and USDG held in OKX Pay
Convert other assets into supported stablecoins first; automatic EUR conversion on spending. Select USDG for rewards; Exchange balances are not automatically available Pay balances.
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Subject to Pay balance and risk limits
Set personal per-purchase/daily limits in app
OKX Card · EEA virtual
Spending / ATM limits
No uniform fixed EEA per-purchase/day limit; balance and risk controls apply
Set personal per-purchase/day limits in Card management → Spending limits; the app shows available range. Disabled personal limits do not mean unrestricted spending. Daily limits reset 00:00 UTC; refunds do not restore allowance, except pre-settlement reversals.
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OKX Pay custody · auto conversion
Issued by Monavate; crypto asset, not bank deposit
OKX Card · EEA virtual
Who holds funds
Assets stay in OKX Pay with authority for OKX to convert and settle card payments
Monavate issues the card; OKX Europe manages the program. Continuous payment authority permits tips/settlement adjustments. Crypto balances are not deposit-insured bank deposits.
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OKX App → Pay → Card
Activate after regional access and approval
OKX Card · EEA virtual
Apply / activate
OKX App → Pay → Card → identity/region approval → activate → select payment stablecoin
Virtual card is app-only; no Card entry means unavailable for that account/region. Billing address must match the main account.
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EUR settlement · refunds reverse rewards
Original FX rate used; does not restore daily cap
OKX Card · EEA virtual
Refunds / repayment
OKX converts assets to EUR for issuer settlement; merchant refunds return to the account
EEA terms use the original transaction FX rate for refunds, without guaranteed compensation for FX losses. Tips/extra settlement can be debited automatically. Refunds reverse rewards and do not restore daily allowance; freeze suspicious cards and contact OKX support for disputes.
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No additional terms listed
OKX Card · EEA virtual
Usage limits
No additional terms listed
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Global supported regions
China/US excluded; PH/TW/VN open; some need score 600+
MEXC Card · Global virtual
Eligibility
Advanced KYC required; Global includes PH, TW, VN and other supported markets
Not universally available: mainland China, the US and other restricted markets are excluded. AU/CH/SA/ZA require M-Score 600+ or an approved partner channel. Nationality, ID, actual residence and account eligibility are reviewed together.
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$0 promotional issuance
Normally $20; check waiver
MEXC Card · Global virtual
Issuance
Currently $0 issuance under a limited waiver of the $20 standard fee
No fixed waiver end date is published; confirm at application, not a permanent free-issuance promise.
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No annual fee
Small / failed transactions extra
MEXC Card · Global virtual
Monthly / annual
$0 annual, inactivity and termination fees
Global transactions below $1 cost $0.10; failed transactions cost $0.50 each when failure rate reaches 20%.
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Regular purchase fee 1%
Campaign waivers separate; no FX markup. Visa rates and small/failed fees apply.
MEXC Card · Global virtual
Spending fees
Standard purchase fee 1%; no conversion fee or additional FX markup
Visa FX rates apply; small/failed-transaction fees are separate. These are regular rates. Qualifying campaign waivers are separate, not a full-year free-fee promise.
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4% · max 100 USDT/mo
Standard actual M-Score ≥350
Month-end tier applies
MEXC Card · Global virtual
Rewards
Standard 4%/100 USDT monthly; Premier 6%/300; Elite 10%/800
Requires actual M-Score 350–599, 600–799 or 800+, using month-end tier; trial tiers do not qualify. Eligible settled spending only, excluding disallowed merchants and refunds; paid to Spot on the next month’s 15th. Rewards may change with the program.
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Yes
Supported
MEXC Card · Global virtual
Apple Pay
Apple Pay supported
Add card details and verify; wallet name must match the cardholder, with supported region/device.
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Yes
Supported
MEXC Card · Global virtual
Google Pay
Google Pay supported
Add card details and complete verification; wallet name must match the cardholder.
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No
No ATM for virtual card Global virtual card; offline withdrawals excluded
MEXC Card · Global virtual
ATM withdrawals
No ATM access for the virtual card
This edition is the Global virtual card, without a physical card.
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0 USDT card top-up fee
Fund via Fiat balance; network and buy costs extra
MEXC Card · Global virtual
Funding fees
No card top-up fee for USDT funding
Network and crypto-purchase channel costs are separate; fund the card through your Fiat account.
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USD Visa virtual card
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USDT funded via Fiat account
Spot transfer or on-chain deposit; initial top-up
MEXC Card · Global virtual
Payment assets
USDT → Fiat account → My MEXC Card → Deposit
Transfer from Spot, deposit on-chain, or buy USDT through Quick Buy/P2P; verify network/address. Activation funding may be required and is returned if the application fails.
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Max $80,000/tx · $1,000,000/day
Max 100 tx/day, 2,500/mo; risk checks apply
MEXC Card · Global virtual
Spending / ATM limits
Up to $80,000/transaction and $1,000,000/day
100 transactions/day, 2,500/month and 25,000/year; no fixed annual amount is listed, which does not imply unlimited spending.
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USDT held in MEXC Fiat/card account
Platform managed; insufficient balance declines
MEXC Card · Global virtual
Who holds funds
USDT held in MEXC Fiat/card accounts managed by the platform
Card funding is held in platform accounts, not a separately controlled wallet; insufficient funds can cause declines.
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Apply for Global after Advanced KYC
Real residence details; normally one card per type per identity
MEXC Card · Global virtual
Apply / activate
Advanced KYC → Buy Crypto / More → MEXC Card → Global → Apply
Supply identity, contact and actual residence details; deposit if required for activation, then link a wallet after approval. Normally one card of each type per verified identity.
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Refunds 1–7 days · no fee
Hotels up to 30d; clawback applies; dispute 90-120d
MEXC Card · Global virtual
Refunds / repayment
Settlement usually 1–3 working days; no Global refund fee
Settlement may take 30 days; refunds usually 1–7 days, up to 30 for travel/hotels. Rewards are clawed back. Freeze suspicious cards and contact merchant/support; duplicate-charge disputes within 90 days, fraud within 120.
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October campaign advertises purchase-fee waivers
MEXC Card · Global virtual
Usage limits
October campaign advertises purchase-fee waivers Campaign eligibility applies, not every account or transaction. Annual estimates retain the regular 1%, without annualizing the waiver. Issuance offers are separate.
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Eligible countries unconfirmed
See known restrictions in full terms
Gate Card · Standard virtual
Eligibility
Available only in countries/regions listed in Gate Card application, subject to card KYC
Select actual residence after login; unlisted locations are unavailable. Submit ID, face and address information, with linked email/phone. Visa merchant acceptance does not establish local application eligibility. Global Gate location restrictions also apply. Listed Ukrainian subregions are not expanded to all of Ukraine.
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First virtual card free
One card per user
Gate Card · Standard virtual
Issuance
Free virtual-card issuance
One virtual or physical card per user in this program; replacement costs $25.
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No monthly fee
Conversion / disputes extra
Gate Card · Standard virtual
Monthly / annual
No monthly or inactivity fee
Conversion, FX and chargeback processing are charged separately.
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0.9% conversion + 1% FX
Tx <$2: $0.05 conversion fee
Gate Card · Standard virtual
Spending fees
0.9% crypto conversion; non-USD adds 1%
Below $2, conversion costs a flat $0.05; Visa converts foreign currencies. This schedule applies to the Standard USD program.
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1% points · ≈5 USDT/mo cap
Max 2 USDT/tx; 100 pts = 1 USDT
Gate Card · Standard virtual
Rewards
T0 base 1% in points, capped at 5 USDT monthly; higher tiers reach 8%
100 points redeem for 1 USDT with a 50-point minimum; per-purchase caps are 2 USDT for T0 and 15/30/50/80/150 USDT for T1–T5. T1–T5 rates/monthly caps: 1%/50, 2%/100, 3%/150, 5%/250, 8%/400 USDT. Qualification uses prior-month spending of $500/3,000/6,000/10,000/15,000 or VIP 5–7/8/9/10–12/13–14, effective next month. Eligible crypto spending only; fiat, refunds, transfers and excluded merchants do not qualify.
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Yes
Supported
Gate Card · Standard virtual
Apple Pay
Apple Pay supported
Requires compatible device, supported wallet region and verification.
|
Yes
Supported
Gate Card · Standard virtual
Google Pay
Google Pay supported
Requires a supported region/device and successful wallet enrollment.
|
No
Virtual edition excludes ATM access ATM requires an eligible physical card product
Gate Card · Standard virtual
ATM withdrawals
This virtual edition excludes physical-card ATM access
For cash withdrawals, choose an ATM-enabled physical card and confirm issuance eligibility.
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Debits Gate account · no card top-up
Payment, Spot or Earn account; network gas extra
Gate Card · Standard virtual
Funding fees
Deducted from a selected Gate account; no separate card prefunding step
Payment, Spot or flexible savings accounts can fund spending; on-chain and purchase-channel costs remain separate.
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USD Visa Standard virtual card
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USDT, USDC, BTC, ETH
Link Payment/Spot/Earn; maintain sufficient funds
Gate Card · Standard virtual
Payment assets
USDT, USDC, BTC and ETH from Payment, Spot or flexible savings
Configure account and currency on Gate Card and maintain enough available balance. Using savings also involves its product terms; this card’s conversion fees still apply.
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T0-T4 daily max $50k · monthly $990k
Published caps; subject to approved limits & risk
Gate Card · Standard virtual
Spending / ATM limits
T0–T4: up to $50,000/day and $990,000/month
Published USD spending limits remain subject to balance, risk checks and actual account approval.
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Gate platform account custody
Uses own funds; Visa credit label without loan
Gate Card · Standard virtual
Who holds funds
Uses Gate payment, Spot or selected flexible-savings balances
Funds are managed in platform accounts; choose payment accounts/currencies. This entry covers balance-funded purchases; a Visa credit label does not establish unsecured borrowing availability.
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Apply on Gate Card
Submit identity, address and contact details; activate after approval
Gate Card · Standard virtual
Apply / activate
Gate Card → select Standard → Apply → submit identity, address and contact details
Complete Gate verification and link email/phone; after card approval, view the virtual card and enroll a wallet. Approval determines the available program.
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Refunds usually 3–5 banking days
Reversals to original; settled to current account
Gate Card · Standard virtual
Refunds / repayment
Reversals return to the original account; settled refunds go to the currently selected account
Refunds typically take 3–5 banking days. Extra merchant settlement is deducted from the current account and shortfalls must be covered. Contact the merchant before Gate disputes; this program charges $30 for chargebacks and $25 for replacement. Freeze suspicious/lost cards immediately.
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No additional terms listed
Gate Card · Standard virtual
Usage limits
No additional terms listed
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Eligible countries unconfirmed
See known restrictions in full terms
Gate Card · Classic virtual
Eligibility
Available only in countries/regions listed in Gate Card application, subject to card KYC
Select actual residence after login; unlisted locations are unavailable. Submit ID, face and address information, with linked email/phone. Visa merchant acceptance does not establish local application eligibility. Global Gate location restrictions also apply. Listed Ukrainian subregions are not expanded to all of Ukraine.
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First virtual card free
One card per user
Gate Card · Classic virtual
Issuance
Free virtual-card issuance
One virtual or physical card per user in this program; replacement costs $25.
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No monthly fee
Conversion / disputes extra
Gate Card · Classic virtual
Monthly / annual
No monthly or inactivity fee
Conversion, FX and chargeback processing are charged separately.
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0.9% conversion + 0.4% FX
Tx <$2: $0.05 conversion fee
Gate Card · Classic virtual
Spending fees
0.9% crypto conversion; non-USD adds 0.4%
Below $2, conversion costs a flat $0.05; Visa converts foreign currencies. This schedule applies to the Classic USD program.
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1% points · ≈5 USDT/mo cap
Max 2 USDT/tx; 100 pts = 1 USDT
Gate Card · Classic virtual
Rewards
T0 base 1% in points, capped at 5 USDT monthly; higher tiers reach 8%
100 points redeem for 1 USDT with a 50-point minimum; per-purchase caps are 2 USDT for T0 and 15/30/50/80/150 USDT for T1–T5. T1–T5 rates/monthly caps: 1%/50, 2%/100, 3%/150, 5%/250, 8%/400 USDT. Qualification uses prior-month spending of $500/3,000/6,000/10,000/15,000 or VIP 5–7/8/9/10–12/13–14, effective next month. Eligible crypto spending only; fiat, refunds, transfers and excluded merchants do not qualify.
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No
Not supported
Gate Card · Classic virtual
Apple Pay
Apple Pay not offered by this program
Classic/Platinum introduction provides Google Pay only; Standard support is not transferred here.
|
Yes
Supported
Gate Card · Classic virtual
Google Pay
Google Pay supported
Requires a supported region/device and successful wallet enrollment.
|
No
Virtual edition excludes ATM access ATM requires an eligible physical card product
Gate Card · Classic virtual
ATM withdrawals
This virtual edition excludes physical-card ATM access
For cash withdrawals, choose an ATM-enabled physical card and confirm issuance eligibility.
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Debits Gate account · no card top-up
Payment, Spot or Earn account; network gas extra
Gate Card · Classic virtual
Funding fees
Deducted from a selected Gate account; no separate card prefunding step
Payment, Spot or flexible savings accounts can fund spending; on-chain and purchase-channel costs remain separate.
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USD Visa Classic virtual card
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USDT, USDC, BTC, ETH
Link Payment/Spot/Earn; maintain sufficient funds
Gate Card · Classic virtual
Payment assets
USDT, USDC, BTC and ETH from Payment, Spot or flexible savings
Configure account and currency on Gate Card and maintain enough available balance. Using savings also involves its product terms; this card’s conversion fees still apply.
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T0 daily max $10k · monthly $50k
Higher T1-T4 tiers need qualification; tx max = daily
Gate Card · Classic virtual
Spending / ATM limits
T0 $10,000 per purchase/day; $50,000 per month/year
T1–T4 day/month/year limits: $10k/50k/150k, $50k/150k/500k, $150k/400k/1.5m and $500k/1.5m/18m. Per-purchase limit equals the daily limit; actual tier qualification is required.
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Gate platform account custody
Uses own funds; Visa credit label without loan
Gate Card · Classic virtual
Who holds funds
Uses Gate payment, Spot or selected flexible-savings balances
Funds are managed in platform accounts; choose payment accounts/currencies. This entry covers balance-funded purchases; a Visa credit label does not establish unsecured borrowing availability.
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Apply Classic on Gate Card
Submit KYC & address; tier determines product
Gate Card · Classic virtual
Apply / activate
Gate Card → select Classic → Apply → submit identity, address and contact details
Complete Gate verification and link email/phone; after card approval, view the virtual card and enroll a wallet. Approval determines the available program.
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Refunds usually 3–5 banking days
Reversals to original; settled to current account
Gate Card · Classic virtual
Refunds / repayment
Reversals return to the original account; settled refunds go to the currently selected account
Refunds typically take 3–5 banking days. Extra merchant settlement is deducted from the current account and shortfalls must be covered. Contact the merchant before Gate disputes; this program charges $30 for chargebacks and $25 for replacement. Freeze suspicious/lost cards immediately.
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No additional terms listed
Gate Card · Classic virtual
Usage limits
No additional terms listed
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Eligible countries unconfirmed
See known restrictions in full terms
Gate Card · Platinum virtual
Eligibility
Available only in countries/regions listed in Gate Card application, subject to card KYC
Select actual residence after login; unlisted locations are unavailable. Submit ID, face and address information, with linked email/phone. Visa merchant acceptance does not establish local application eligibility. Global Gate location restrictions also apply. Listed Ukrainian subregions are not expanded to all of Ukraine.
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First virtual card free
One card per user
Gate Card · Platinum virtual
Issuance
Free virtual-card issuance
One virtual or physical card per user in this program; replacement costs $25.
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No monthly fee
Conversion / disputes extra
Gate Card · Platinum virtual
Monthly / annual
No monthly or inactivity fee
Conversion, FX and chargeback processing are charged separately.
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0.9% conversion + 0.4% FX
Tx <$2: $0.05 conversion fee
Gate Card · Platinum virtual
Spending fees
0.9% crypto conversion; non-USD adds 0.4%
Below $2, conversion costs a flat $0.05; Visa converts foreign currencies. This schedule applies to the Platinum USD program.
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1% points · ≈5 USDT/mo cap
Max 2 USDT/tx; 100 pts = 1 USDT
Gate Card · Platinum virtual
Rewards
T0 base 1% in points, capped at 5 USDT monthly; higher tiers reach 8%
100 points redeem for 1 USDT with a 50-point minimum; per-purchase caps are 2 USDT for T0 and 15/30/50/80/150 USDT for T1–T5. T1–T5 rates/monthly caps: 1%/50, 2%/100, 3%/150, 5%/250, 8%/400 USDT. Qualification uses prior-month spending of $500/3,000/6,000/10,000/15,000 or VIP 5–7/8/9/10–12/13–14, effective next month. Eligible crypto spending only; fiat, refunds, transfers and excluded merchants do not qualify.
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No
Not supported
Gate Card · Platinum virtual
Apple Pay
Apple Pay not offered by this program
Classic/Platinum introduction provides Google Pay only; Standard support is not transferred here.
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Yes
Supported
Gate Card · Platinum virtual
Google Pay
Google Pay supported
Requires a supported region/device and successful wallet enrollment.
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No
Virtual edition excludes ATM access ATM requires an eligible physical card product
Gate Card · Platinum virtual
ATM withdrawals
This virtual edition excludes physical-card ATM access
For cash withdrawals, choose an ATM-enabled physical card and confirm issuance eligibility.
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Debits Gate account · no card top-up
Payment, Spot or Earn account; network gas extra
Gate Card · Platinum virtual
Funding fees
Deducted from a selected Gate account; no separate card prefunding step
Payment, Spot or flexible savings accounts can fund spending; on-chain and purchase-channel costs remain separate.
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USD Visa Platinum virtual card
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USDT, USDC, BTC, ETH
Link Payment/Spot/Earn; maintain sufficient funds
Gate Card · Platinum virtual
Payment assets
USDT, USDC, BTC and ETH from Payment, Spot or flexible savings
Configure account and currency on Gate Card and maintain enough available balance. Using savings also involves its product terms; this card’s conversion fees still apply.
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T0 daily max $10k · monthly $50k
Higher T1-T4 tiers need qualification; tx max = daily
Gate Card · Platinum virtual
Spending / ATM limits
T0 $10,000 per purchase/day; $50,000 per month/year
T1–T4 day/month/year limits: $10k/50k/150k, $50k/150k/500k, $150k/400k/1.5m and $500k/1.5m/18m. Per-purchase limit equals the daily limit; actual tier qualification is required.
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Gate platform account custody
Uses own funds; Visa credit label without loan
Gate Card · Platinum virtual
Who holds funds
Uses Gate payment, Spot or selected flexible-savings balances
Funds are managed in platform accounts; choose payment accounts/currencies. This entry covers balance-funded purchases; a Visa credit label does not establish unsecured borrowing availability.
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Apply Platinum on Gate Card
Submit KYC & address; tier determines product
Gate Card · Platinum virtual
Apply / activate
Gate Card → select Platinum → Apply → submit identity, address and contact details
Complete Gate verification and link email/phone; after card approval, view the virtual card and enroll a wallet. Approval determines the available program.
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Refunds usually 3–5 banking days
Reversals to original; settled to current account
Gate Card · Platinum virtual
Refunds / repayment
Reversals return to the original account; settled refunds go to the currently selected account
Refunds typically take 3–5 banking days. Extra merchant settlement is deducted from the current account and shortfalls must be covered. Contact the merchant before Gate disputes; this program charges $30 for chargebacks and $25 for replacement. Freeze suspicious/lost cards immediately.
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No additional terms listed
Gate Card · Platinum virtual
Usage limits
No additional terms listed
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Eligible countries unconfirmed
See known restrictions in full terms
Gate Card · Signature virtual
Eligibility
Available only in countries/regions listed in Gate Card application, subject to card KYC
Select actual residence after login; unlisted locations are unavailable. Submit ID, face and address information, with linked email/phone. Visa merchant acceptance does not establish local application eligibility. Global Gate location restrictions also apply. Listed Ukrainian subregions are not expanded to all of Ukraine.
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First virtual card free
One card per user
Gate Card · Signature virtual
Issuance
Free virtual-card issuance
One virtual or physical card per user in this program; replacement costs $25.
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No monthly fee
Conversion / disputes extra
Gate Card · Signature virtual
Monthly / annual
No monthly or inactivity fee
Conversion, FX and chargeback processing are charged separately.
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0.9% conversion + 1% FX
Tx <$2: $0.05 conversion fee
Gate Card · Signature virtual
Spending fees
0.9% crypto conversion; non-USD adds 1%
Below $2, conversion costs a flat $0.05; Visa converts foreign currencies. This schedule applies to the Signature USD program.
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1% points · ≈5 USDT/mo cap
Max 2 USDT/tx; 100 pts = 1 USDT
Gate Card · Signature virtual
Rewards
T0 base 1% in points, capped at 5 USDT monthly; higher tiers reach 8%
100 points redeem for 1 USDT with a 50-point minimum; per-purchase caps are 2 USDT for T0 and 15/30/50/80/150 USDT for T1–T5. T1–T5 rates/monthly caps: 1%/50, 2%/100, 3%/150, 5%/250, 8%/400 USDT. Qualification uses prior-month spending of $500/3,000/6,000/10,000/15,000 or VIP 5–7/8/9/10–12/13–14, effective next month. Eligible crypto spending only; fiat, refunds, transfers and excluded merchants do not qualify.
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Yes
Supported
Gate Card · Signature virtual
Apple Pay
Apple Pay supported
Requires compatible device, supported wallet region and verification.
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Yes
Supported
Gate Card · Signature virtual
Google Pay
Google Pay supported
Requires a supported region/device and successful wallet enrollment.
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No
Virtual edition excludes ATM access ATM requires an eligible physical card product
Gate Card · Signature virtual
ATM withdrawals
This virtual edition excludes physical-card ATM access
For cash withdrawals, choose an ATM-enabled physical card and confirm issuance eligibility.
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Debits Gate account · no card top-up
Payment, Spot or Earn account; network gas extra
Gate Card · Signature virtual
Funding fees
Deducted from a selected Gate account; no separate card prefunding step
Payment, Spot or flexible savings accounts can fund spending; on-chain and purchase-channel costs remain separate.
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USD Visa Signature virtual card
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USDT, USDC, BTC, ETH
Link Payment/Spot/Earn; maintain sufficient funds
Gate Card · Signature virtual
Payment assets
USDT, USDC, BTC and ETH from Payment, Spot or flexible savings
Configure account and currency on Gate Card and maintain enough available balance. Using savings also involves its product terms; this card’s conversion fees still apply.
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Monthly T0/T1 $50k · T4 $1.5m
Higher limit requires support approval; risk applies
Gate Card · Signature virtual
Spending / ATM limits
Monthly: T0/T1 $50,000; T2 $150,000; T3 $400,000; T4 $1,500,000
Higher limits require support approval; omitted per-transaction/day figures do not mean unlimited spending.
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Gate platform account custody
Uses own funds; Visa credit label without loan
Gate Card · Signature virtual
Who holds funds
Uses Gate payment, Spot or selected flexible-savings balances
Funds are managed in platform accounts; choose payment accounts/currencies. This entry covers balance-funded purchases; a Visa credit label does not establish unsecured borrowing availability.
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Apply Signature on Gate Card
Submit KYC & address; tier determines product
Gate Card · Signature virtual
Apply / activate
Gate Card → select Signature → Apply → submit identity, address and contact details
Complete Gate verification and link email/phone; after card approval, view the virtual card and enroll a wallet. Approval determines the available program.
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Refunds usually 3–5 banking days
Reversals to original; settled to current account
Gate Card · Signature virtual
Refunds / repayment
Reversals return to the original account; settled refunds go to the currently selected account
Refunds typically take 3–5 banking days. Extra merchant settlement is deducted from the current account and shortfalls must be covered. Contact the merchant before Gate disputes; this program charges $30 for chargebacks and $25 for replacement. Freeze suspicious/lost cards immediately.
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No additional terms listed
Gate Card · Signature virtual
Usage limits
No additional terms listed
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