- Rewards & conditions
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Up to 3% · paid in ETHFI
First $2,000/month standard spend or $800 USD-equivalent EUR spend, then lower tiers; 7-day lock and $5 minimum claim.
- Ongoing fees
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No monthly / annual fee
Direct Pay has no borrowing interest; collateral-backed Borrow Mode accrues variable interest.
- Foreign currency
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No USD / EUR FX markup
EUR exemption is in beta; other currencies about 1% + 0–0.5%, with merchant DCC separate.
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