Explore self-custody cards

Understand spending permissions and custody.

An editorial candidate list, not a ranking. Order is not based on headline rewards or commissions.

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MetaMask CardVirtual

Debit · Mastercard

Rewards & conditions
1% mUSD on eligible purchases

Claim in the rewards page; gas may apply. Refunds and ineligible transactions are excluded.

Custody
Funds stay in your wallet until payment

Only approved assets can be spent; you control spending permissions.

Foreign currency
1% cross-border merchant fee

Conversion and gas are extra: eligible stablecoins 0–0.5%; other crypto 0.875%.

Residents of supported markets; US/UK applications paused; mainland China, Hong Kong and Singapore not open.
Rewards & conditions
Up to 3% · paid in ETHFI

First $2,000/month standard spend or $800 USD-equivalent EUR spend, then lower tiers; 7-day lock and $5 minimum claim.

Ongoing fees
No monthly / annual fee

Direct Pay has no borrowing interest; collateral-backed Borrow Mode accrues variable interest.

Foreign currency
No USD / EUR FX markup

EUR exemption is in beta; other currencies about 1% + 0–0.5%, with merchant DCC separate.

Supported international jurisdictions; Both residence and citizenship must meet the terms; unlisted regions cannot currently apply.

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