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Card	EligibilityResidence & identity	Issuance	Monthly / annual	Spending feesConversion + FX	RewardsRate / cap / eligibility	Apple Pay	Google Pay	ATM withdrawals	Funding fees	Card format	Payment assets	Spending / ATM limits	Who holds funds	Apply / activate	Refunds / repayment	Usage limits
Bitget Wallet CardAPAC virtual Apply now May earn commission Card 1	9 APAC markets; citizenship/residency Includes SG/JP; mainland China and HK excluded Bitget Wallet Card · APAC virtual Eligibility Eligible citizens or residents of SG, KR, JP, VN, MY, TW, AU, TH and PH Residents need an employment pass and address evidence; accepted ID, passport or driving licence must remain valid for at least 3 months. Mainland China and Hong Kong are outside this APAC application list; travel does not establish residency.	Free virtual card Supported APAC regions only Bitget Wallet Card · APAC virtual Issuance Free virtual-card application Identity and market approval required; physical card costs extra.	No monthly / annual fee Conversion & FX extra Bitget Wallet Card · APAC virtual Monthly / annual No monthly or annual fee Conversion and foreign-currency charges still apply.	0.05%–0.2% conversion Non-USD adds 1.7%, at Visa rates Bitget Wallet Card · APAC virtual Spending fees 0.05%–0.2% conversion; non-USD adds 1.7% Visa exchange rates apply; USD purchases waive only the additional FX fee, not conversion.	Base 2%; qualified 3% Rewards on $200–$600 spend/mo 3% needs new-user/spend criteria Bitget Wallet Card · APAC virtual Rewards 2% base assetback; 3% for new or qualifying users Eligible spending is capped at $200–$600 monthly by market, visible on Card cashback. The 3% tier requires $200 spend in SG/KR/JP/MY/TW/AU or $100 in VN/TH/PH, or new-cardholder eligibility; lasts this month and next. Claim 8 days after settlement. Choose USDC or tokenized assets such as WBTC, XAUt and stock tokens, not direct stock ownership. Refunds and excluded merchants do not qualify.	Paused Enrollment paused Bitget Wallet Card · APAC virtual Apple Pay APAC cards temporarily cannot be added to Apple Pay The APAC help page suspends card enrollment without a restoration date.	Yes Supported Bitget Wallet Card · APAC virtual Google Pay Google Pay supported Requires a compatible Android/NFC device, supported wallet market and phone verification; tap-to-pay requires successful enrollment.	No Not supported Bitget Wallet Card · APAC virtual ATM withdrawals Physical card required for ATM access This virtual edition excludes a physical card; ATM use is also unavailable in Singapore.	0 top-up fee · network gas extra First top-up needs Travel Rule; non-withdrawable Bitget Wallet Card · APAC virtual Funding fees No card top-up fee; network gas is extra Prefund the card and complete FOMO Pay Travel Rule information on first top-up. Unspent balance cannot be withdrawn back to the wallet.	Virtual Visa debit card Bitget Wallet Card · APAC virtual Card format Virtual Visa debit card Use card details online or Google Pay at supported terminals; physical edition is listed separately.	USDT, USDC, etc. Check token network; usually credited in 3–7 minutes Bitget Wallet Card · APAC virtual Payment assets Top up with supported USDT/USDC routes in Card → Top up Verify the selected token network, destination and credited amount each time; retain native gas. First top-up needs Travel Rule details, usually arriving in 3–7 minutes. A regular wallet address is not automatically a card top-up address.	Daily $50k · annual $990k Single deposit max $200k; subject to risk controls Bitget Wallet Card · APAC virtual Spending / ATM limits Spend up to $50,000/day and $990,000/year; top up at most $200,000 per transfer APAC published maximums remain subject to balance and risk controls.	Prefunded balance via DCS program Card balance distinct from wallet; non-withdrawable Bitget Wallet Card · APAC virtual Who holds funds Spend a prefunded card balance through the DCS program Wallet assets and topped-up card balances are distinct; unused card funds cannot be returned to the wallet.	In-wallet application; usually 1–2 mins review Seed/MPC wallet required; manual review may take 1–3 workdays Bitget Wallet Card · APAC virtual Apply / activate Update app → Wallet → Card → Apply now → identity verification → top up Supported wallet types are seed-phrase or MPC wallets, not private-key-only wallets. Typical review is 1–2 minutes, manual review may take 1–3 working days. No identity or wallet data is submitted to TopCardX.	Refunds usually ~7 workdays 30–45 days in special cases; unspent balance cannot be withdrawn Bitget Wallet Card · APAC virtual Refunds / repayment Merchant refunds usually take about 7 working days; exceptions 30–45 days Refunds have no fee but may have exchange-rate differences; unspent top-ups cannot be withdrawn. Freeze under Card → Manage and contact app Support for loss; replacement changes virtual card details.	No additional terms listed Bitget Wallet Card · APAC virtual Usage limits No additional terms listed
KAST CardStandard physical App application guide Card 2	Eligible countries unconfirmed Check the issuer's application KAST Card · Standard physical Eligibility Legal age and KAST identity/region approval required An unlisted country in signup is unavailable; restricted nationality, residence or location can disqualify. Apple Pay and merchant-country lists are not application whitelists.	$0 card + $40 delivery Standard plastic card KAST Card · Standard physical Issuance Physical card $0 plus $40 delivery Standard plastic edition; confirm shipping country, timeline and charges at checkout, not a metal or higher-tier membership.	$0 annual fee Insufficient funds: $0.50/decline KAST Card · Standard physical Monthly / annual Standard annual fee $0 Insufficient-balance declines cost $0.50; small non-USD purchases, FX and ATM fees are separate.	USD 0%; non-USD 0.5%–1.75% Non-USD <$25: +$0.10/tx Rate varies by regional program KAST Card · Standard physical Spending fees USD spend 0%; non-USD FX 0.5%–1.75% Rate varies by residence, transaction country and program. Non-USD purchases below $25 add $0.10.	1.5% · max $30/mo First $2,000 eligible spend/mo Paid in USD; ATM excluded KAST Card · Standard physical Rewards Standard 1.5%, at most $30/month Only the first $2,000 eligible monthly purchases earn USD cashback; no Standard spending points. ATM excluded; regional and transaction exclusions apply.	Limited Supported Based on verified residence KAST Card · Standard physical Apple Pay Apple Pay subject to registered residence Uses residence verified with KAST, not device region or travel location; wallet support does not establish card eligibility.	Yes Supported KAST Card · Standard physical Google Pay Google Pay supported Requires a supported region/device; obtain card details in the app and complete wallet verification.	Yes： ATM $3 + 2% per withdrawal Non-USD adds 0.5%–1.75%; operator fee extra; max $250 incl. fees KAST Card · Standard physical ATM withdrawals ATM $3 + 2% per withdrawal Non-USD adds 0.5%–1.75% FX and operator fees. Up to $250 including fees each, 3 withdrawals/$750 per rolling 24 hours.	0 stablecoin deposit fee · 1:1 USD Gas extra; auto-conversion; bank deposits have fees KAST Card · Standard physical Funding fees Supported stablecoin deposits: no receiving fee, 1:1 USD credit Sender network fees remain; non-stablecoin conversion varies by token. Bank deposits: ACH $2, FedWire $15, SWIFT $30; EUR SEPA 0.5%.	Standard plastic Visa credit card with virtual companion The credit line is secured by deposited assets and transactions settle from the KAST balance; this is not unsecured overdraft credit. Select Credit at checkout. Activate the physical card after delivery. KAST Card · Standard physical Card format Standard plastic Visa credit card with virtual companion The credit line is secured by deposited assets and transactions settle from the KAST balance; this is not unsecured overdraft credit. Select Credit at checkout. Activate the physical card after delivery.	App → Receive → choose token/network → fund displayed address Supports USDT, USDC, PYUSD and RLUSD, plus automatically converted assets such as BTC, ETH and SOL. Receiving and sending networks differ: USDC can be received on Base, but the published send list is Solana, Ethereum and Arbitrum. Check Receive / Pay for each transfer; do not assume deposit networks support withdrawals. KAST Card · Standard physical Payment assets App → Receive → choose token/network → fund displayed address Supports USDT, USDC, PYUSD and RLUSD, plus automatically converted assets such as BTC, ETH and SOL. Receiving and sending networks differ: USDC can be received on Base, but the published send list is Solana, Ethereum and Arbitrum. Check Receive / Pay for each transfer; do not assume deposit networks support withdrawals.	Spending subject to balance and risk limits ATM max $250 incl. fees; max 3/$750 per rolling 24h KAST Card · Standard physical Spending / ATM limits No uniform daily/monthly spend cap; ATM up to $250 including fees Balance, merchant and review restrictions apply. ATM: at most 3 withdrawals/$750 in rolling 24 hours. App menu → Limits controls personal limits; no preset cap does not bypass risk checks.	KAST holds funds Not bank deposits; no deposit insurance; withdrawals subject to rules KAST Card · Standard physical Who holds funds Transferred assets belong to KAST; USD ledger represents a claim on it Not an independently controlled wallet or insured bank deposit; unspent value can be withdrawn under the service rules.	Apply with $40 delivery · activate Virtual card issued first; activate physical card KAST Card · Standard physical Apply / activate KYC → Standard K → Physical and virtual → address/$40 delivery → activate on arrival Virtual companion arrives first; shipping time varies. On delivery select card → More → Activate Physical Card.	Refunds to balance, usually several workdays Min $5 stablecoin withdrawal; network fee + 0.1% extra KAST Card · Standard physical Refunds / repayment Merchant refunds return to KAST balance, usually in a few business days Timing depends on merchant. Raise disputes within 90 days; handling fees may apply. Unspent funds can be withdrawn: stablecoin minimum $5, network fee plus 0.1% (e.g. Solana $1, Arbitrum $0.20); bank payouts quoted separately.	No additional terms listed KAST Card · Standard physical Usage limits No additional terms listed

Monthly spend · USD equivalent Merchant charge currency Estimate period

Issuance, ongoing and purchase fees only; rewards not deducted. Estimate scope

Issuance, ongoing and spending fees, and their subtotal for each card, in USD
Card	Three-fee subtotalUSD · First year	Spending / year	Ongoing / year	Issuance	Assumptions
Bitget Wallet CardAPAC virtual	$6–$24	$6–$24	$0	$0	Full fee terms Bitget Wallet Card · APAC virtual APAC Visa with an existing card balance. Both rates use the same purchase principal; actual fee sequencing and rounding can differ. web3.bitget.com · 2026-09-28 Full fee terms →
KAST CardStandard physical	—Spending rate not estimable	—	$0	$40	Full fee terms KAST Card · Standard physical Spending fees depend on region, payment assets or transaction conditions; no single rate is used. Full fee terms →

Assumes a funded balance and current regular rates over 12 months. Excludes funding/network costs, ATM, exchange-rate differences, merchant surcharges and special-transaction fees. Temporary offers are not projected for a full year. “—” means unconfirmed or unsuitable for projection, not free. Ranges retain rate differences. No first-year subtotal where the regional issuance price is unclear. This is not a best-price ranking.