Compare cards

Choose a residence to show only confirmed eligible cards; select a value for full terms

Browse features

One card per row, one feature per column
Card	EligibilityResidence & identity	Issuance	Monthly / annual	Spending feesConversion + FX	RewardsRate / cap / eligibility	Apple Pay	Google Pay	ATM withdrawals	Funding fees	Card format	Payment assets	Spending / ATM limits	Who holds funds	Apply / activate	Refunds / repayment	Usage limits
KAST CardStandard physical App application guide Card 1	Eligible countries unconfirmed Check the issuer's application KAST Card · Standard physical Eligibility Legal age and KAST identity/region approval required An unlisted country in signup is unavailable; restricted nationality, residence or location can disqualify. Apple Pay and merchant-country lists are not application whitelists.	$0 card + $40 delivery Standard plastic card KAST Card · Standard physical Issuance Physical card $0 plus $40 delivery Standard plastic edition; confirm shipping country, timeline and charges at checkout, not a metal or higher-tier membership.	$0 annual fee Insufficient funds: $0.50/decline KAST Card · Standard physical Monthly / annual Standard annual fee $0 Insufficient-balance declines cost $0.50; small non-USD purchases, FX and ATM fees are separate.	USD 0%; non-USD 0.5%–1.75% Non-USD <$25: +$0.10/tx Rate varies by regional program KAST Card · Standard physical Spending fees USD spend 0%; non-USD FX 0.5%–1.75% Rate varies by residence, transaction country and program. Non-USD purchases below $25 add $0.10.	1.5% · max $30/mo First $2,000 eligible spend/mo Paid in USD; ATM excluded KAST Card · Standard physical Rewards Standard 1.5%, at most $30/month Only the first $2,000 eligible monthly purchases earn USD cashback; no Standard spending points. ATM excluded; regional and transaction exclusions apply.	Limited Supported Based on verified residence KAST Card · Standard physical Apple Pay Apple Pay subject to registered residence Uses residence verified with KAST, not device region or travel location; wallet support does not establish card eligibility.	Yes Supported KAST Card · Standard physical Google Pay Google Pay supported Requires a supported region/device; obtain card details in the app and complete wallet verification.	Yes： ATM $3 + 2% per withdrawal Non-USD adds 0.5%–1.75%; operator fee extra; max $250 incl. fees KAST Card · Standard physical ATM withdrawals ATM $3 + 2% per withdrawal Non-USD adds 0.5%–1.75% FX and operator fees. Up to $250 including fees each, 3 withdrawals/$750 per rolling 24 hours.	0 stablecoin deposit fee · 1:1 USD Gas extra; auto-conversion; bank deposits have fees KAST Card · Standard physical Funding fees Supported stablecoin deposits: no receiving fee, 1:1 USD credit Sender network fees remain; non-stablecoin conversion varies by token. Bank deposits: ACH $2, FedWire $15, SWIFT $30; EUR SEPA 0.5%.	Standard plastic Visa credit card with virtual companion The credit line is secured by deposited assets and transactions settle from the KAST balance; this is not unsecured overdraft credit. Select Credit at checkout. Activate the physical card after delivery. KAST Card · Standard physical Card format Standard plastic Visa credit card with virtual companion The credit line is secured by deposited assets and transactions settle from the KAST balance; this is not unsecured overdraft credit. Select Credit at checkout. Activate the physical card after delivery.	App → Receive → choose token/network → fund displayed address Supports USDT, USDC, PYUSD and RLUSD, plus automatically converted assets such as BTC, ETH and SOL. Receiving and sending networks differ: USDC can be received on Base, but the published send list is Solana, Ethereum and Arbitrum. Check Receive / Pay for each transfer; do not assume deposit networks support withdrawals. KAST Card · Standard physical Payment assets App → Receive → choose token/network → fund displayed address Supports USDT, USDC, PYUSD and RLUSD, plus automatically converted assets such as BTC, ETH and SOL. Receiving and sending networks differ: USDC can be received on Base, but the published send list is Solana, Ethereum and Arbitrum. Check Receive / Pay for each transfer; do not assume deposit networks support withdrawals.	Spending subject to balance and risk limits ATM max $250 incl. fees; max 3/$750 per rolling 24h KAST Card · Standard physical Spending / ATM limits No uniform daily/monthly spend cap; ATM up to $250 including fees Balance, merchant and review restrictions apply. ATM: at most 3 withdrawals/$750 in rolling 24 hours. App menu → Limits controls personal limits; no preset cap does not bypass risk checks.	KAST holds funds Not bank deposits; no deposit insurance; withdrawals subject to rules KAST Card · Standard physical Who holds funds Transferred assets belong to KAST; USD ledger represents a claim on it Not an independently controlled wallet or insured bank deposit; unspent value can be withdrawn under the service rules.	Apply with $40 delivery · activate Virtual card issued first; activate physical card KAST Card · Standard physical Apply / activate KYC → Standard K → Physical and virtual → address/$40 delivery → activate on arrival Virtual companion arrives first; shipping time varies. On delivery select card → More → Activate Physical Card.	Refunds to balance, usually several workdays Min $5 stablecoin withdrawal; network fee + 0.1% extra KAST Card · Standard physical Refunds / repayment Merchant refunds return to KAST balance, usually in a few business days Timing depends on merchant. Raise disputes within 90 days; handling fees may apply. Unspent funds can be withdrawn: stablecoin minimum $5, network fee plus 0.1% (e.g. Solana $1, Arbitrum $0.20); bank payouts quoted separately.	No additional terms listed KAST Card · Standard physical Usage limits No additional terms listed
RedotPayStandard virtual App application guide Card 2	Eligible countries unconfirmed See known restrictions in full terms RedotPay · Standard virtual Eligibility Age 18+; identity document and face verification Citizenship, residence and physical location are assessed separately. Mainland China and the US have nationality/service restrictions; Singapore residents cannot obtain cards. Other applicants still need in-app approval.	$10 once Non-refundable; not balance RedotPay · Standard virtual Issuance $10 one-time Issuance is not spendable balance and is non-refundable	No monthly / annual fee RedotPay · Standard virtual Monthly / annual No monthly, annual or account maintenance fee	1% crypto conversion Non-USD adds 1.2% RedotPay · Standard virtual Spending fees Crypto conversion 1%; non-USD purchases add 1.2% USD card only. USD purchases avoid the foreign-currency fee; crypto conversion still applies.	Points; no fixed cashback Redeem per in-app offers RedotPay · Standard virtual Rewards Spending points redeemable under in-app campaigns Points are not cash or a fixed cashback rate, cannot be transferred or withdrawn; earning and redemption rules are published in the app.	Yes Supported RedotPay · Standard virtual Apple Pay Available for supported cards and devices Wallet-region and card-linking requirements apply	Yes Supported RedotPay · Standard virtual Google Pay Available for supported cards and devices Wallet-region and card-linking requirements apply	No Not supported RedotPay · Standard virtual ATM withdrawals No ATM access for this virtual card A separate physical card is required; Pro monthly includes neither free physical issuance nor an ATM allowance	0 platform fee on crypto deposits Network fee extra; other routes quoted separately RedotPay · Standard virtual Funding fees Crypto deposits: no RedotPay deposit fee Sender network fees apply. Other funding or purchase routes use their displayed quote, not the crypto-deposit fee.	Virtual card for online purchases and mobile wallets RedotPay · Standard virtual Card format Virtual card for online purchases and mobile wallets	USDT, USDC, BTC, ETH Verify network before deposit; meet coin minimums RedotPay · Standard virtual Payment assets USDT, USDC, BTC, ETH and other in-app supported assets Check asset, network, address and minimum in Deposit before sending. Minimums vary; net deposits below the threshold are not immediately credited.	Max $100,000/tx · $1,000,000/day Published ceilings; personal limits subject to KYC/risk RedotPay · Standard virtual Spending / ATM limits Purchase ceiling $100,000/transaction, $1,000,000/day Published USD card ceilings are not guaranteed personal limits; risk controls or user-set limits can be lower. Virtual cards have no ATM access.	Custody in RedotPay platform account Managed by platform; counterparty risks apply RedotPay · Standard virtual Who holds funds Assets are funded into a RedotPay custodian account The platform and custodians manage the balance, with counterparty and stablecoin risks. Separate on-chain vault programs are outside this listing.	Apply in RedotPay app Approval and funding required; issue fee depends on card type RedotPay · Standard virtual Apply / activate Register and verify → fund account → apply in Card Enter your real billing address in English; pay $10 for standard virtual or use the Pro waiver. Activation requires approval.	2–15 days after merchant refund Merchant may take over 30 days; issue fee not refunded RedotPay · Standard virtual Refunds / repayment Merchant initiates refund to your RedotPay account Merchant processing may take 30+ days; RedotPay credits within 2–15 days after receipt. Issuance fees remain non-refundable.	Small, declined and selected-merchant transactions can incur fees RedotPay · Standard virtual Usage limits Small, declined and selected-merchant transactions can incur fees Per card/month: first five purchases ≤$1 have no small-payment charge, then $0.20 each; first three declines are free, then $0.50 each. Selected merchants: first three exempt, then 1.5%, minimum $0.50.

Monthly spend · USD equivalent Merchant charge currency Estimate period

Issuance, ongoing and purchase fees only; rewards not deducted. Estimate scope

Issuance, ongoing and spending fees, and their subtotal for each card, in USD
Card	Three-fee subtotalUSD · First year	Spending / year	Ongoing / year	Issuance	Assumptions
KAST CardStandard physical	—Spending rate not estimable	—	$0	$40	Full fee terms KAST Card · Standard physical Spending fees depend on region, payment assets or transaction conditions; no single rate is used. Full fee terms →
RedotPayStandard virtual	$130	$120	$0	$10	Full fee terms RedotPay · Standard virtual USD card with existing crypto balance; successful purchases only. Small authorizations, declined transactions and replacements are separate. helpcenter.redotpay.com · 2026-09-28 Full fee terms →

Assumes a funded balance and current regular rates over 12 months. Excludes funding/network costs, ATM, exchange-rate differences, merchant surcharges and special-transaction fees. Temporary offers are not projected for a full year. “—” means unconfirmed or unsuitable for projection, not free. Ranges retain rate differences. No first-year subtotal where the regional issuance price is unclear. This is not a best-price ranking.