Spend directly from your account balance, with no Core membership monthly or annual fee.
Eligible regions only. 3% on the first $2,000/month standard spend or $800 USD-equivalent EUR spend; shared counter, then lower tiers. 7-day lock, $5 minimum claim; fees apply.
Spend from your crypto wallet and earn cashback in mUSD.
Eligible regions only. US and UK signups paused. Transaction fees and terms apply.
Residence filter; identity and nationality rules apply.
Claim in the rewards page; gas may apply. Refunds and ineligible transactions are excluded.
Only approved assets can be spent; you control spending permissions.
Conversion and gas are extra: eligible stablecoins 0–0.5%; other crypto 0.875%.
First $2,000/month standard spend or $800 USD-equivalent EUR spend, then lower tiers; 7-day lock and $5 minimum claim.
Direct Pay has no borrowing interest; collateral-backed Borrow Mode accrues variable interest.
EUR exemption is in beta; other currencies about 1% + 0–0.5%, with merchant DCC separate.
Partner link · we may earn a commission if you apply
Mastercard rate applies; cross-asset spending still carries a variable spread.
30-day average €200 unlocks 0.5%; €50,000 unlocks 2%. Choose fiat or BTC.
Maximum €4,800/month; operator fees and asset-conversion spread are separate.
Eligible USDG purchases only, paid in USDG; VIP has separate tiers.
No extra FX markup; Mastercard rates still apply outside EUR.
Eligible European residents only, subject to card approval.
Base tier requires score 350, capped at 100 USDT/month; 6%/10% require higher actual tiers.
Campaign waivers are separate; Visa rates and small/failed-transaction charges apply.
Limited waiver with no published fixed end date.
Partner link · we may earn a commission if you apply
No ongoing fee refers to the selected plan. Issuance, funding and transaction fees may still apply. Reward conditions apply.
