Debit Mastercard

MetaMask Card

Explore the MetaMask Mastercard virtual card: wallet-funded spending, transaction fees, mUSD reward conditions, supported regions and application steps.

Check official terms Compare cards

This link opens the provider’s official website. Read the disclosure

Card variants

Checked 2026-09-18

Virtual

Debit · Mastercard

Virtual card · supported non-US regions

PolandResidence supported; identity requirements apply

App application guide

Fees and rewards

Issuance: Free virtual issuance

Sources · 1
metamask.io 2026-09-18
Ongoing fees: No annual fee

Sources · 2
support.metamask.io 2026-09-18 support.metamask.io 2026-09-18
Foreign currency: Foreign-merchant transactions 1%; asset conversion may add fees
Non-US holders: local stablecoin conversion free; 0.5% when the stablecoin matches neither holder nor merchant currency (Argentina USD exception); other crypto such as wETH 0.875%. Mastercard exchange rates and gas also apply.

Sources · 1
support.metamask.io 2026-09-18
Rewards & conditions: 1% mUSD on eligible purchases
Claim in the Card rewards page; network gas may apply. Refunds and ineligible transactions do not earn rewards; Metal 3% terms do not apply.

Sources · 1
support.metamask.io 2026-09-18
Funding / conversion: Free spending delegation; network gas applies
No minimum delegation amount. Wallet funding, bridging and third-party purchases carry route-specific costs.

Sources · 1
support.metamask.io 2026-09-18
ATM withdrawals: No No ATM for non-US virtual cards
US legacy virtual and Metal ATM terms do not apply to this variant

Sources · 1
support.metamask.io 2026-09-18

Spending and limits

Card format: Virtual only; no plastic card shipped

Sources · 1
support.metamask.io 2026-09-18
Apple Pay: Yes Can be added to your mobile wallet
Wallet region and device requirements apply

Sources · 1
metamask.io 2026-09-18
Google Pay: Yes Can be added to your mobile wallet
Wallet region and device requirements apply

Sources · 1
metamask.io 2026-09-18
Assets and funding: Selected assets on Linea / Base / Solana / Monad
Linea: mUSD, USDC, USDT, wETH, EURe, GBPe; Base/Solana: USDC, USDT; Monad: USDC. Select the funding wallet and asset; the same token name on another chain is not sufficient.

Sources · 1
support.metamask.io 2026-09-18
Spending and withdrawal limits: Up to $10,000/transaction and $15,000/day
Balance, delegation and risk controls also apply; non-US virtual cards have no ATM allowance

Sources · 1
support.metamask.io 2026-09-18

Application and account

Residence / identity: Residents of supported regions, subject to identity verification
Supported regions include major EU countries, Canada, Brazil, Argentina and Mexico. US/UK signups paused; mainland China, Hong Kong and Singapore not open. Merchant acceptance is separate from application eligibility.

Sources · 2
metamask.io 2026-09-20 support.metamask.io 2026-09-18
Application and activation: MetaMask → Card → verification → funding wallet and asset
After approval in a supported region, activate the virtual card and add it to a mobile wallet; no credit check

Sources · 2
metamask.io 2026-09-18 support.metamask.io 2026-09-18
Custody: Funds remain in your wallet until payment
Only authorized assets can be spent; spending permissions can be adjusted. Keep your wallet and recovery credentials secure.

Sources · 1
support.metamask.io 2026-09-18
Refunds, repayment and card controls: Request merchant refunds; disputes go to Crypto Life support
Refund credits can be spent or withdrawn under Card → Withdraw. Freeze the card and review wallet permissions on suspicious activity.

Sources · 2
support.metamask.io 2026-09-18 support.metamask.io 2026-09-18

Yield-bearing tokens have a separate conversion fee

For assets such as aUSDC, the first $1,200/month converts free, then 0.5%; this does not waive all transaction charges

Official notice 2026-09-18

Cards at a glance

Full comparison

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One card per row. This page’s cards appear first; order is not a ranking.
Card	Issuance	Monthly / annual	Spending fees	Rewards	Eligibility	Apple Pay	Google Pay	Apply
MetaMask CardVirtual This card	Free virtual card MetaMask Card · Virtual Issuance Free virtual issuance	No annual fee MetaMask Card · Virtual Monthly / annual No annual fee	1% cross-border fee Eligible stablecoin conversion 0–0.5% Other crypto 0.875%; gas extra MetaMask Card · Virtual Spending fees Foreign-merchant transactions 1%; asset conversion may add fees Non-US holders: local stablecoin conversion free; 0.5% when the stablecoin matches neither holder nor merchant currency (Argentina USD exception); other crypto such as wETH 0.875%. Mastercard exchange rates and gas also apply.	1% mUSD Eligible spend; claim; gas extra MetaMask Card · Virtual Rewards 1% mUSD on eligible purchases Claim in the Card rewards page; network gas may apply. Refunds and ineligible transactions do not earn rewards; Metal 3% terms do not apply.	Applications open · identity checks required Listed in the current signup regions; identity and card approval required. MetaMask Card · Virtual Eligibility Applications open · identity checks required Listed in the current signup regions; identity and card approval required.	Yes Supported MetaMask Card · Virtual Apple Pay Can be added to your mobile wallet Wallet region and device requirements apply	Yes Supported MetaMask Card · Virtual Google Pay Can be added to your mobile wallet Wallet region and device requirements apply	App application guide
ether.fi CashCore international virtual	First card $0 / $10 Regional quote; extra cards $10. Check before ordering. ether.fi Cash · Core international virtual Issuance First virtual card $0 or $10 by region The newer first-card fee FAQ lists AR, AO, BD, BO, CO, EC, ID, MY, MX, NG, PE, PH, ZA and TH at $10; the first card is normally free elsewhere. Additional cards after the allowance cost $10. An older limits page also lists HK, GB and SG as charged: check the regional Add Card quote before ordering. No physical card included.	No monthly / annual fee Interest and transaction fees separate. ether.fi Cash · Core international virtual Monthly / annual Core has no membership monthly or annual fee Core does not require a paid upgrade or asset threshold. Issuance, funding and FX costs are separate; borrowing interest is not covered by free membership.	No USD/EUR markup EUR beta; others ~1% + 0–0.5%, DCC separate. ether.fi Cash · Core international virtual Spending fees No FX markup for USD/EUR spend; other currencies about 1% + 0–0.5% Other currencies use Visa settlement rates with about 1% base FX cost plus 0–0.5% Core markup. Zero EUR markup is a beta rule for merchant charges actually denominated in EUR, whether funded by USDC or EURC; market currency conversion still applies. Merchant dynamic currency conversion (DCC) can add charges outside this exemption.	Up to 3% ETHFI First $2k/month standard or $800 equivalent EUR; 7-day lock, $5 claim. ether.fi Cash · Core international virtual Rewards Up to 3%, paid in ETHFI tokens Progressive calendar-month tiers: standard spend earns 3% on the first $2,000, 1% on the next $1,000 and 0.5% above $3,000. EUR spend uses USD-equivalent thresholds: 3% on the first $800, 1% from $800 to $1,500 and 0.1% above $1,500. USD and EUR share one monthly counter, not separate allowances. Rewards convert to ETHFI at clearing, lock for 7 days and require a manual claim of at least $5; token value fluctuates. ATM, transfers, taxes, gift cards, financial funding, rent, gambling and other excluded transactions earn no rewards; refunds reverse rewards.	Applications open · identity checks required Officially supported Cash jurisdiction; citizenship, identity and compliance conditions still apply. ether.fi Cash · Core international virtual Eligibility Applications open · identity checks required Officially supported Cash jurisdiction; citizenship, identity and compliance conditions still apply.	Yes Apple Pay supported Region, device and wallet verification apply. ether.fi Cash · Core international virtual Apple Pay Apple Pay supported Add card details in the device wallet and complete verification; a supported region, device and active card are required.	Yes Google Pay supported Region, device and wallet verification apply. ether.fi Cash · Core international virtual Google Pay Google Pay supported Add card details in the device wallet and complete verification; a supported region, device and active card are required.	Apply nowPartner link
Krak CardEEA physical	First plastic card free Replacement €4.99 Krak Card · EEA physical Issuance Initial plastic card issuance is free Replacement €4.99; excludes the separately qualified metal edition.	No annual / monthly fee Conversion spread / funding extra Krak Card · EEA physical Monthly / annual No annual or monthly fee Asset conversion, some funding routes and ATM-operator fees remain payable.	No extra FX fee; spread applies Variable cross-asset spread Krak Card · EEA physical Spending fees No added FX fee; Mastercard exchange rate applies Cross-asset spending includes a variable spread; settlement uses the card base currency, even when holding merchant currency.	0%–2% by asset tier 30-day avg. €200: 0.5% €50,000: 2%; fiat/BTC Krak Card · EEA physical Rewards 0%–2% by 30-day average assets; 2% requires €50,000 Combined Krak/Kraken/Kraken Pro assets: below €200 earns 0%; 200/1,000/10,000/50,000 unlock 0.5%/1%/1.5%/2%. Settlement-time tier applies, paid in EUR or BTC, currently uncapped monthly. ATM, refunds and purchases below €0.49 excluded. New-user 30-day 2% requires promotional eligibility.	Applications open · identity checks required Qualifying residents of this regional program, subject to account and card approval. Krak Card · EEA physical Eligibility Applications open · identity checks required Qualifying residents of this regional program, subject to account and card approval.	Yes Supported Krak Card · EEA physical Apple Pay Apple Pay supported Requires a supported device/wallet market and successful card enrollment.	Yes Supported Krak Card · EEA physical Google Pay Google Pay supported Requires a supported device/wallet market and successful card enrollment.	App application guide
OKX CardEEA virtual	Free virtual card Eligible European users only OKX Card · EEA virtual Issuance Free virtual-card issuance Eligible European users only; no physical card is issued.	No monthly / annual fee Stablecoin spread: 0.1% OKX Card · EEA virtual Monthly / annual No monthly, annual or inactivity fee Stablecoin conversion spread still applies; no holding fee does not mean cost-free purchases.	0.1% conversion spread EUR settlement; Mastercard FX OKX Card · EEA virtual Spending fees 0.1% stablecoin conversion spread; no card FX markup Card settles in EUR; Mastercard converts non-EUR purchases. EUR billing and the stablecoin conversion spread still apply.	2% USDG · max €50/mo Eligible USDG purchases only OKX Card · EEA virtual Rewards Non-VIP 2%, capped at €50/month; VIP up to 10%/€1,000 Standard schedule effective 2026-09-01: VIP1 4%/€300, VIP2 4.5%/€450, VIP3 5%/€1,000, VIP4+ 10%/€1,000. USDG-funded purchases only, not USDC; paid in USDG usually within 72 hours of settlement. Cash, finance, insurance, education, government and other MCC exclusions apply; refunds reverse rewards. Minimum reward 0.01 EUR and 0.01 USDG after conversion.	Applications open · identity checks required Qualifying EU/Norway residents; requires an OKX Europe account, in-app availability and issuer approval. OKX Card · EEA virtual Eligibility Applications open · identity checks required Qualifying EU/Norway residents; requires an OKX Europe account, in-app availability and issuer approval.	Yes Supported OKX Card · EEA virtual Apple Pay Apple Pay supported Requires supported device, wallet market and successful enrollment.	Yes Supported OKX Card · EEA virtual Google Pay Google Pay supported Requires supported device, wallet market and successful enrollment.	App application guide
MEXC CardGlobal virtual	$0 promotional issuance Normally $20; check waiver MEXC Card · Global virtual Issuance Currently $0 issuance under a limited waiver of the $20 standard fee No fixed waiver end date is published; confirm at application, not a permanent free-issuance promise.	No annual fee Small / failed transactions extra MEXC Card · Global virtual Monthly / annual $0 annual, inactivity and termination fees Global transactions below $1 cost $0.10; failed transactions cost $0.50 each when failure rate reaches 20%.	Regular purchase fee 1% Campaign waivers separate; no FX markup. Visa rates and small/failed fees apply. MEXC Card · Global virtual Spending fees Standard purchase fee 1%; no conversion fee or additional FX markup Visa FX rates apply; small/failed-transaction fees are separate. These are regular rates. Qualifying campaign waivers are separate, not a full-year free-fee promise.	4% · max 100 USDT/mo Standard actual M-Score ≥350 Month-end tier applies MEXC Card · Global virtual Rewards Standard 4%/100 USDT monthly; Premier 6%/300; Elite 10%/800 Requires actual M-Score 350–599, 600–799 or 800+, using month-end tier; trial tiers do not qualify. Eligible settled spending only, excluding disallowed merchants and refunds; paid to Spot on the next month’s 15th. Rewards may change with the program.	Applications open · identity checks required Global Card applications available; Advanced KYC, actual address and account/card approval required. MEXC Card · Global virtual Eligibility Applications open · identity checks required Global Card applications available; Advanced KYC, actual address and account/card approval required.	Yes Supported MEXC Card · Global virtual Apple Pay Apple Pay supported Add card details and verify; wallet name must match the cardholder, with supported region/device.	Yes Supported MEXC Card · Global virtual Google Pay Google Pay supported Add card details and complete verification; wallet name must match the cardholder.	Apply nowPartner link