- Rewards & conditions
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1% mUSD on eligible purchases
Claim in the rewards page; gas may apply. Refunds and ineligible transactions are excluded.
- Custody
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Funds stay in your wallet until payment
Only approved assets can be spent; you control spending permissions.
- Foreign currency
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1% cross-border merchant fee
Conversion and gas are extra: eligible stablecoins 0–0.5%; other crypto 0.875%.
Poland crypto card eligibility
Choose your actual residence to see confirmed card options in our focus markets.
Only cards confirmed to support this residence are listed. Other identity and application conditions apply.
- Rewards & conditions
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Up to 3% · paid in ETHFI
First $2,000/month standard spend or $800 USD-equivalent EUR spend, then lower tiers; 7-day lock and $5 minimum claim.
- Ongoing fees
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No monthly / annual fee
Direct Pay has no borrowing interest; collateral-backed Borrow Mode accrues variable interest.
- Foreign currency
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No USD / EUR FX markup
EUR exemption is in beta; other currencies about 1% + 0–0.5%, with merchant DCC separate.
Partner link · we may earn a commission if you apply
- Foreign currency
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No added FX markup
Mastercard rate applies; cross-asset spending still carries a variable spread.
- Rewards & conditions
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0%–2% by asset tier
30-day average €200 unlocks 0.5%; €50,000 unlocks 2%. Choose fiat or BTC.
- ATM withdrawals
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No Krak ATM fee
Maximum €4,800/month; operator fees and asset-conversion spread are separate.
- Rewards & conditions
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2% cashback · €50 monthly cap
Eligible USDG purchases only, paid in USDG; VIP has separate tiers.
- Foreign currency
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0.1% conversion spread
No extra FX markup; Mastercard rates still apply outside EUR.
- Issuance
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Free virtual issuance
Eligible European residents only, subject to card approval.
- Rewards & conditions
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4% at qualifying M-Score tier
Base tier requires score 350, capped at 100 USDT/month; 6%/10% require higher actual tiers.
- Foreign currency
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Regular 1% fee · no extra FX markup
Campaign waivers are separate; Visa rates and small/failed-transaction charges apply.
- Issuance
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Currently $0 · normally $20
Limited waiver with no published fixed end date.
Partner link · we may earn a commission if you apply